# Kachinga vs Goldy wallet

The clearest difference is rating: Goldy wallet at 4.7 against Kachinga's 3.8. Goldy wallet also leads on review sentiment (88% vs 59%). Kachinga's advantage is in-app purchases (none vs 15) and ratings volume (69 vs 10). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Goldy wallet sells 15 in-app purchases, starting at $1.99 per month. Kachinga asks for nothing beyond the download.

Goldy wallet holds the better App Store score, 4.7 against 3.8. That said, the two scores are not equally well evidenced: Kachinga has 69 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 59% of Kachinga's written reviews are positive against 88% of Goldy wallet's.

Kachinga ships an update every 5 weeks, Goldy wallet every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Kachinga | Goldy wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (69 ratings)](https://appshunter.io/ios/app/kachinga/id1470044737/reviews) | **[4.7 (10 ratings)](https://appshunter.io/ios/app/goldy-wallet/id1609910863/reviews)** |
| Number of ratings | **69** | 10 |
| Positive reviews | 58.8% of reviews | **87.5% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Subscription | **Free with in-app purchases** |
| Size | 191 MB | 24 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Kachinga, Inc.](https://appshunter.io/developer/1500112664) | [Ondrej Kvasnovsky](https://appshunter.io/developer/1024903184) |

## What reviewers say

### Kachinga

[App page](https://appshunter.io/ios/app/kachinga/id1470044737)

This app helps parents teach children financial literacy through an allowance and savings management system. It combines a debit card for kids with parental controls, allowing real-world money experience in a secure environment.

**Highlights:** Allowance and chore management, Savings goal setting, Secure debit card for kids, Parental controls and spending transparency, Financial literacy guidance, Real-time notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Goldy wallet

[App page](https://appshunter.io/ios/app/goldy-wallet/id1609910863)

This app helps families manage pocket money for children. Parents can track allowances, spending, and savings goals, while kids can manage their virtual funds and wishlists. It teaches financial literacy through virtual transactions and goal setting.

**Highlights:** Family wallet management, Automated weekly allowance, Wishlist creation and tracking, Virtual money transactions, Chore and extra challenge rewards, Dual parent management

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (15)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly, All access | $1.99 | per month |
| Yearly, All access | $19.99 | per year |
| Periwinkle card design | $0.99 | one-time |
| Feliz Navidad | $0.99 | one-time |
| Easter Bunnies | $0.99 | one-time |
| Tweety | $0.99 | one-time |
| Flowers | $0.99 | one-time |
| Sweet macarons | $0.99 | one-time |
| Neon ride | $0.99 | one-time |
| Black kitty | $0.99 | one-time |
| Love is all you need | $0.99 | one-time |
| Pinky | $0.99 | one-time |
| Cotton candy card design | $0.99 | one-time |
| Silent Night | $0.99 | one-time |
| Sea green | $0.99 | one-time |


## Frequently asked questions

### Is Kachinga free?

Kachinga is free to download, with no in-app purchases.

### Is Goldy wallet free?

Goldy wallet is free to download, with in-app purchases available.

### Which has better reviews, Kachinga or Goldy wallet?

Goldy wallet is rated higher. Kachinga averages 3.8 out of 5 from 69 ratings, while Goldy wallet averages 4.7 from 10 ratings.

### Do Kachinga or Goldy wallet have ads?

Neither Kachinga nor Goldy wallet shows ads.

### Which is updated more often, Kachinga or Goldy wallet?

Kachinga ships an update every 5 weeks, and Goldy wallet every 3 weeks. Most recently, Kachinga was updated on October 25, 2026 and Goldy wallet on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*