# Paytend vs SpeedPay

The clearest difference is review sentiment: Paytend at 54% against SpeedPay's 33%. Paytend also leads on iOS requirement (13.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on June 11, 2026 and August 26, 2026 respectively.

## The numbers

| Metric | Paytend | SpeedPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (1 ratings)](https://appshunter.io/ios/app/speedpay/id1610286077/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | **53.8% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 124 MB | 74 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PAYTEND EUROPE UAB](https://appshunter.io/developer/1470069382) | [SPEEDPAY LIMITED](https://appshunter.io/developer/1568299985) |

## What reviewers say

### Paytend

[App page](https://appshunter.io/ios/app/paytend/id1470069383)

Manage personal and business finances with a comprehensive fintech solution. Open a SEPA account, transfer money globally, exchange currencies, and get virtual or physical bank cards. Offers business solutions for cross-border e-commerce.

**Highlights:** SEPA account opening, Global money transfers, Currency exchange, Virtual and physical card issuance, Business payment solutions, Cross-border e-commerce settlement

**Features:** macOS Compatibility

**In-app purchases:** none


### SpeedPay

[App page](https://appshunter.io/ios/app/speedpay/id1610286077)

Manage your finances with ease. This app simplifies paying bills, topping up airtime and data, and transferring money between banks securely.

**Highlights:** Pay electricity bills, Pay TV subscriptions, Buy airtime, Buy data subscriptions, Transfer money between banks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paytend free?

Paytend is free to download, with no in-app purchases.

### Is SpeedPay free?

SpeedPay is free to download, with no in-app purchases.

### Do Paytend or SpeedPay have ads?

Neither Paytend nor SpeedPay shows ads.

### Which is updated more often, Paytend or SpeedPay?

Paytend ships an update every 3 weeks, and SpeedPay every 3 weeks. Most recently, Paytend was updated on June 11, 2026 and SpeedPay on August 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*