# Paytend vs Moneff

The clearest difference is iOS requirement: Paytend at 13.0 against Moneff's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paytend ships an update every 3 weeks, Moneff every 4 weeks. The most recent releases landed on October 14, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Paytend | Moneff |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 53.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 weeks |
| Monetization | Free | — |
| Size | 124 MB | 65 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PAYTEND EUROPE UAB](https://appshunter.io/developer/1470069382) | [Safenetpay Services Company Limited](https://appshunter.io/developer/1477978827) |

## What reviewers say

### Paytend

[App page](https://appshunter.io/ios/app/paytend/id1470069383)

Manage personal and business finances with a comprehensive fintech solution. Open a SEPA account, transfer money globally, exchange currencies, and get virtual or physical bank cards. Offers business solutions for cross-border e-commerce.

**Highlights:** SEPA account opening, Global money transfers, Currency exchange, Virtual and physical card issuance, Business payment solutions, Cross-border e-commerce settlement

**Features:** macOS Compatibility

**In-app purchases:** none


### Moneff

[App page](https://appshunter.io/ios/app/moneff/id1614682223)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paytend free?

Paytend is free to download, with no in-app purchases.

### Is Moneff free?

Moneff is free to download, with no in-app purchases.

### Do Paytend or Moneff have ads?

Neither Paytend nor Moneff shows ads.

### Which is updated more often, Paytend or Moneff?

Paytend ships an update every 3 weeks, and Moneff every 4 weeks. Most recently, Paytend was updated on October 14, 2026 and Moneff on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*