# Paytend vs Moneybase

The clearest difference is iOS requirement: Paytend at 13.0 against Moneybase's 17.0. On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 14, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Paytend | Moneybase |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.0 (8 ratings)](https://appshunter.io/ios/app/moneybase/id1614797633/reviews)** |
| Number of ratings | — | **8** |
| Positive reviews | **53.8% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 124 MB | 177 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [PAYTEND EUROPE UAB](https://appshunter.io/developer/1470069382) | [Moneybase Ltd](https://appshunter.io/developer/1614795416) |

## What reviewers say

### Paytend

[App page](https://appshunter.io/ios/app/paytend/id1470069383)

Manage personal and business finances with a comprehensive fintech solution. Open a SEPA account, transfer money globally, exchange currencies, and get virtual or physical bank cards. Offers business solutions for cross-border e-commerce.

**Highlights:** SEPA account opening, Global money transfers, Currency exchange, Virtual and physical card issuance, Business payment solutions, Cross-border e-commerce settlement

**Features:** macOS Compatibility

**In-app purchases:** none


### Moneybase

[App page](https://appshunter.io/ios/app/moneybase/id1614797633)

Manage your finances with a comprehensive platform offering banking, investments, and card controls. Send and receive money instantly, control physical and virtual cards, and access competitive exchange rates for international spending. Get real-time financial updates and support 7 days a week.

**Highlights:** Transactional banking with IBAN, Physical and virtual card management, Instant SEPA and bank transfers, Access to 20,000+ investments, Competitive foreign exchange rates, Real-time transaction notifications, 7-day customer support

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paytend free?

Paytend is free to download, with no in-app purchases.

### Is Moneybase free?

Moneybase is free to download, with no in-app purchases.

### Do Paytend or Moneybase have ads?

Neither Paytend nor Moneybase shows ads.

### Which is updated more often, Paytend or Moneybase?

Paytend ships an update every 3 weeks, and Moneybase every 3 weeks. Most recently, Paytend was updated on October 14, 2026 and Moneybase on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*