# Paytend vs Modulr

The clearest difference is review sentiment: Paytend at 54% against Modulr's 0%. Paytend also leads on iOS requirement (13.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paytend ships an update every 3 weeks, Modulr monthly. The most recent releases landed on June 11, 2026 and August 30, 2026 respectively.

## The numbers

| Metric | Paytend | Modulr |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **53.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 124 MB | 25 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PAYTEND EUROPE UAB](https://appshunter.io/developer/1470069382) | [Modulr Finance](https://appshunter.io/developer/1677181323) |

## What reviewers say

### Paytend

[App page](https://appshunter.io/ios/app/paytend/id1470069383)

Manage personal and business finances with a comprehensive fintech solution. Open a SEPA account, transfer money globally, exchange currencies, and get virtual or physical bank cards. Offers business solutions for cross-border e-commerce.

**Highlights:** SEPA account opening, Global money transfers, Currency exchange, Virtual and physical card issuance, Business payment solutions, Cross-border e-commerce settlement

**Features:** macOS Compatibility

**In-app purchases:** none


### Modulr

[App page](https://appshunter.io/ios/app/modulr/id6446291360)

Streamline your payment approval process from anywhere. This companion app allows you to approve single, multiple, or batch payments directly from your mobile device, fitting approvals around your schedule. You can also view account balances in real-time.

**Highlights:** Approve single payments, Approve batch payments, View account balances, Approve on the move, Streamlined approvals process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paytend free?

Paytend is free to download, with no in-app purchases.

### Is Modulr free?

Modulr is free to download, with no in-app purchases.

### Do Paytend or Modulr have ads?

Neither Paytend nor Modulr shows ads.

### Which is updated more often, Paytend or Modulr?

Paytend ships an update every 3 weeks, and Modulr monthly. Most recently, Paytend was updated on June 11, 2026 and Modulr on August 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*