# SCB Secure vs Eximbank Smart OTP

The clearest difference is update cadence: SCB Secure at every 2 weeks against Eximbank Smart OTP's every 8 months. Eximbank Smart OTP's advantage is review sentiment (40% vs 17%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SCB Secure ships an update every 2 weeks, Eximbank Smart OTP every 8 months. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | SCB Secure | Eximbank Smart OTP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.0 (2 ratings)](https://appshunter.io/ios/app/eximbank-smart-otp/id1532019052/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 16.7% of reviews | **40.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 8 months |
| Monetization | Free | Free |
| Size | 17 MB | 16 MB |
| Requires iOS | **9.0** | 10.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sai Gon Joint Stock Commercial Bank](https://appshunter.io/developer/1255827459) | [Vietnam Export Import Commercial Joint Stock Bank](https://appshunter.io/developer/456147820) |

## What reviewers say

### SCB Secure

[App page](https://appshunter.io/ios/app/scb-secure/id1470182895)

This mobile security application generates authentication codes for transactions on the SCB Internet Banking service. It offers a simple interface, replaces other authentication methods, and supports high-limit transactions. It can be used offline, providing convenience and security anytime, anywhere.

**Highlights:** Generates authentication codes, Simple and easy interface, Replaces SMS and Hard Token, Supports high-limit transactions, Offline functionality, Easy registration and setup

**Features:** macOS Compatibility

**In-app purchases:** none


### Eximbank Smart OTP

[App page](https://appshunter.io/ios/app/eximbank-smart-otp/id1532019052)

This app provides enhanced OTP authentication for online banking transactions. It is developed by Eximbank to secure your digital banking activities.

**Highlights:** Enhanced OTP authentication, Online banking transaction security, Developed by Eximbank, Smartphone compatible

**In-app purchases:** none


## Frequently asked questions

### Is SCB Secure free?

SCB Secure is free to download, with no in-app purchases.

### Is Eximbank Smart OTP free?

Eximbank Smart OTP is free to download, with no in-app purchases.

### Do SCB Secure or Eximbank Smart OTP have ads?

Neither SCB Secure nor Eximbank Smart OTP shows ads.

### Which is updated more often, SCB Secure or Eximbank Smart OTP?

SCB Secure ships an update every 2 weeks, and Eximbank Smart OTP every 8 months. Most recently, SCB Secure was updated on October 24, 2026 and Eximbank Smart OTP on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*