# My Retirement vs MOI Pensions

The clearest difference is update cadence: My Retirement at monthly against MOI Pensions's every 19 months. MOI Pensions's advantage is iOS requirement (9.0 vs 17). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My Retirement ships an update monthly, MOI Pensions every 19 months. The most recent releases landed on November 12, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | My Retirement | MOI Pensions |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (24K ratings)](https://appshunter.io/ios/app/my-retirement/id1470333203/reviews)** | — |
| Number of ratings | **24K** | — |
| Positive reviews | 48.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 19 months |
| Monetization | Free | — |
| Size | 48 MB | 32 MB |
| Requires iOS | 17 | **9.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Nationwide Mutual Insurance](https://appshunter.io/developer/1319471084) | [Agile Business Solutions](https://appshunter.io/developer/1249926794) |

## What reviewers say

### My Retirement

[App page](https://appshunter.io/ios/app/my-retirement/id1470333203)

Access your employer-sponsored retirement account on the go. View account balances, asset breakdowns, and manage contributions. Plan for your future with retirement readiness tools.

**Highlights:** View account balances, Asset class breakdowns, Manage contributions, View active loans, Retirement readiness assessment, Fingerprint/facial recognition login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful and knowledgeable agents
- 🚀 Quick and easy to use
- 🔒 Secure and confident experience

**What reviewers complain about**

- 🐛 Clunky and buggy app
- 🔍 Limited functionality compared to website
- ⚠️ Frequent update issues

**Reported bugs**

- Login and update issues
- Crashes and freezes
- Unreliable and inconsistent performance

**Requested features**

- Improved navigation and UI
- Real-time investment tracking
- Ability to manage accounts and settings


### MOI Pensions

[App page](https://appshunter.io/ios/app/moi-pensions/id1548712797)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is My Retirement free?

My Retirement is free to download, with no in-app purchases.

### Is MOI Pensions free?

MOI Pensions is free to download, with no in-app purchases.

### Do My Retirement or MOI Pensions have ads?

Neither My Retirement nor MOI Pensions shows ads.

### Which is updated more often, My Retirement or MOI Pensions?

My Retirement ships an update monthly, and MOI Pensions every 19 months. Most recently, My Retirement was updated on November 12, 2026 and MOI Pensions on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*