# My Retirement vs TCDRS

The clearest difference is rating: My Retirement at 4.8 against TCDRS's 4.1. My Retirement also leads on ratings volume (24K vs 11) and review sentiment (49% vs 33%). TCDRS's advantage is update cadence (every 2 days vs monthly) and iOS requirement (13.0 vs 17). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My Retirement holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: My Retirement has 24K ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 49% of My Retirement's written reviews are positive against 33% of TCDRS's.

My Retirement ships an update monthly, TCDRS every 2 days. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | My Retirement | TCDRS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (24K ratings)](https://appshunter.io/ios/app/my-retirement/id1470333203/reviews)** | [4.1 (11 ratings)](https://appshunter.io/ios/app/tcdrs/id6745794430/reviews) |
| Number of ratings | **24K** | 11 |
| Positive reviews | **48.6% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | Free | Free |
| Size | 48 MB | 8 MB |
| Requires iOS | 17 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Nationwide Mutual Insurance](https://appshunter.io/developer/1319471084) | [Texas County and District Retirement System](https://appshunter.io/developer/1813912753) |

## What reviewers say

### My Retirement

[App page](https://appshunter.io/ios/app/my-retirement/id1470333203)

Access your employer-sponsored retirement plan on the go. View account balances, asset breakdowns, and manage contributions. Plan your retirement readiness with integrated financial planning tools.

**Highlights:** Account balance viewing, Asset class breakdowns, Contribution management, Active loan viewing, Retirement readiness assessment, Fingerprint/facial recognition login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful and knowledgeable agents
- 🚀 Quick and easy to use
- 🔒 Secure and confident experience

**What reviewers complain about**

- 🐛 Clunky and buggy app
- 🔍 Limited functionality compared to website
- ⚠️ Frequent update issues

**Reported bugs**

- Login and update issues
- Crashes and freezes
- Unreliable and inconsistent performance

**Requested features**

- Improved navigation and UI
- Real-time investment tracking
- Ability to manage accounts and settings


### TCDRS

[App page](https://appshunter.io/ios/app/tcdrs/id6745794430)

Manage your retirement savings and benefits securely from your mobile device. Track your account balance, estimate future payments, and update personal information. Designed for both active members and retirees to stay connected to their financial future.

**Highlights:** View account balance and transaction history, Estimate monthly retirement benefits, Apply for retirement or withdrawals, Manage beneficiaries, Update contact information, Access annual statements, Track retirement payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is My Retirement free?

My Retirement is free to download, with no in-app purchases.

### Is TCDRS free?

TCDRS is free to download, with no in-app purchases.

### Which has better reviews, My Retirement or TCDRS?

My Retirement is rated higher. My Retirement averages 4.8 out of 5 from 24K ratings, while TCDRS averages 4.1 from 11 ratings.

### Do My Retirement or TCDRS have ads?

Neither My Retirement nor TCDRS shows ads.

### Which is updated more often, My Retirement or TCDRS?

My Retirement ships an update monthly, and TCDRS every 2 days. Most recently, My Retirement was updated on October 28, 2026 and TCDRS on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*