# CoinCircle vs Retired.com (Formerly Choice)

CoinCircle and Retired.com (Formerly Choice) both sit at 4.6 stars, but that hides the real split: 87% of CoinCircle's written reviews are positive against 36% of Retired.com (Formerly Choice)'s. CoinCircle also leads on iOS requirement (12.0 vs 16.4). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for CoinCircle against 4.7 for Retired.com (Formerly Choice). Both are backed by a comparable volume of ratings — 629 and 1.5K respectively. Written reviews are what separate them: 87% of CoinCircle's written reviews are positive against 36% of Retired.com (Formerly Choice)'s.

CoinCircle ships an update every 4 weeks, Retired.com (Formerly Choice) every 3 weeks. The most recent releases landed on November 3, 2026 and November 13, 2026 respectively.

## The numbers

| Metric | CoinCircle | Retired.com (Formerly Choice) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (629 ratings)](https://appshunter.io/ios/app/coincircle/id1470350344/reviews) | **[4.7 (1.5K ratings)](https://appshunter.io/ios/app/retiredcom-formerly-choice/id1563472237/reviews)** |
| Number of ratings | 629 | **1.5K** |
| Positive reviews | **86.7% of reviews** | 36.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 114 MB | 119 MB |
| Requires iOS | **12.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Coincircle, Inc](https://appshunter.io/developer/1470350343) | [Choice Holdings Incorporated](https://appshunter.io/developer/1502047794) |

## What reviewers say

### CoinCircle

[App page](https://appshunter.io/ios/app/coincircle/id1470350344)

Manage your digital assets with a comprehensive and user-friendly cryptocurrency wallet. Buy, sell, and track thousands of cryptocurrencies, earn interest, borrow crypto, and make payments securely. Take full control of your digital funds with this private and instant solution.

**Highlights:** Buy and sell thousands of cryptocurrencies, Track daily market prices, Earn interest on crypto, Borrow crypto, Pay or request crypto, Connect bank account for digital USD

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Unique app with social features
- 💰 Earn rewards for simple tasks
- 🤑 Opportunity to make money
- 📈 Provides market updates

**What reviewers complain about**

- 🐛 Bugs and technical issues
- 🔒 Lack of customer support
- 💸 Concerns about withdrawals and payouts
- ⚠️ Potential scam or unreliable app

**Reported bugs**

- Login issues
- Rewards not being credited
- App freezing or crashing
- Verification problems

**Requested features**

- Dark mode option
- Improved customer support
- Easier withdrawal process
- More earning opportunities


### Retired.com (Formerly Choice)

[App page](https://appshunter.io/ios/app/retiredcom-formerly-choice/id1563472237)

Invest in cryptocurrency within a tax-advantaged retirement account. Trade, stake, and manage your future without leaving your IRA. Offers various account structures and expert support for your financial goals.

**Highlights:** Crypto IRA accounts, Trade and stake digital assets, Tax-advantaged growth, Rollover and transfer options, Multiple IRA structures, SOC 2 Type 1 certified security, Real specialist support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use app
- 💡 Ability to invest in crypto in IRA
- 👍 Simple and clean interface
- 🚀 Smooth app experience

**What reviewers complain about**

- 💰 High and hidden fees
- 🔒 Data breach and security concerns
- 🐛 Buggy software and glitches
- 🔒 Difficulty withdrawing funds
- 💰 Exorbitant monthly fees

**Reported bugs**

- Login and withdrawal issues
- Inconsistent fee information
- Disappearing account balances

**Requested features**

- Instant deposits and trading
- Improved account statements and transparency
- More crypto asset options


## Frequently asked questions

### Is CoinCircle free?

CoinCircle is free to download, with no in-app purchases.

### Is Retired.com (Formerly Choice) free?

Retired.com (Formerly Choice) is free to download, with no in-app purchases.

### Which has better reviews, CoinCircle or Retired.com (Formerly Choice)?

Retired.com (Formerly Choice) is rated higher. CoinCircle averages 4.6 out of 5 from 629 ratings, while Retired.com (Formerly Choice) averages 4.7 from 1.5K ratings.

### Do CoinCircle or Retired.com (Formerly Choice) have ads?

Neither CoinCircle nor Retired.com (Formerly Choice) shows ads.

### Which is updated more often, CoinCircle or Retired.com (Formerly Choice)?

CoinCircle ships an update every 4 weeks, and Retired.com (Formerly Choice) every 3 weeks. Most recently, CoinCircle was updated on November 3, 2026 and Retired.com (Formerly Choice) on November 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*