# DToken vs Spendlink

The clearest difference is in-app purchases: DToken at none against Spendlink's 3. DToken also leads on iOS requirement (13.0 vs 17.5). Spendlink's advantage is update cadence (every 2 weeks vs every 3 months). On price, ads and device support there is nothing between them.

Both are free to download. Spendlink sells 3 in-app purchases, starting at $3.99 per 7 days. DToken asks for nothing beyond the download.

DToken ships an update every 3 months, Spendlink every 2 weeks. The most recent releases landed on October 11, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | DToken | Spendlink |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 14 MB | 5 MB |
| Requires iOS | **13.0** | 17.5 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [D Commerce Bank](https://appshunter.io/developer/1470405378) | [Zephyr Industries Inc.](https://appshunter.io/developer/1681709577) |

## What reviewers say

### DToken

[App page](https://appshunter.io/ios/app/dtoken/id1470405379)

This app serves as a software token for secure authentication and transaction confirmation within an online banking platform. It enables users to log in, approve transfers, and manage various banking services remotely, ensuring a safe and convenient digital banking experience.

**Highlights:** Secure login to online banking, Transaction confirmation, Request approvals for banking services, Account management, Bank card limit management, Utility and merchant payments

**Features:** macOS Compatibility

**In-app purchases:** none


### Spendlink

[App page](https://appshunter.io/ios/app/spendlink-bill-tracker/id6630385580)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Weekly | $3.99 | per 7 days |
| Pro Monthly | $6.99 | per month |
| Pro Yearly | $39.99 | per year |


## Frequently asked questions

### Is DToken free?

DToken is free to download, with no in-app purchases.

### Is Spendlink free?

Spendlink is free to download, with in-app purchases available.

### Do DToken or Spendlink have ads?

Neither DToken nor Spendlink shows ads.

### Which is updated more often, DToken or Spendlink?

DToken ships an update every 3 months, and Spendlink every 2 weeks. Most recently, DToken was updated on October 11, 2026 and Spendlink on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*