# DToken vs MozaikPay

The clearest difference is update cadence: MozaikPay at every 6 days against DToken's every 3 months. DToken's advantage is iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DToken ships an update every 3 months, MozaikPay every 6 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | DToken | MozaikPay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 days** |
| Monetization | Free | — |
| Size | 14 MB | 83 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [D Commerce Bank](https://appshunter.io/developer/1470405378) | [Sig Zero Inc.](https://appshunter.io/developer/1880361349) |

## What reviewers say

### DToken

[App page](https://appshunter.io/ios/app/dtoken/id1470405379)

This app serves as a software token for secure authentication and transaction confirmation within an online banking platform. It enables users to log in, approve transfers, and manage various banking services remotely, ensuring a safe and convenient digital banking experience.

**Highlights:** Secure login to online banking, Transaction confirmation, Request approvals for banking services, Account management, Bank card limit management, Utility and merchant payments

**Features:** macOS Compatibility

**In-app purchases:** none


### MozaikPay

[App page](https://appshunter.io/ios/app/mozaikpay/id6759724794)

**In-app purchases:** none


## Frequently asked questions

### Is DToken free?

DToken is free to download, with no in-app purchases.

### Is MozaikPay free?

MozaikPay is free to download, with no in-app purchases.

### Do DToken or MozaikPay have ads?

Neither DToken nor MozaikPay shows ads.

### Which is updated more often, DToken or MozaikPay?

DToken ships an update every 3 months, and MozaikPay every 6 days. Most recently, DToken was updated on November 3, 2026 and MozaikPay on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*