# Mintyn vs Pay

Mintyn and Pay both sit at 4.4 stars, but that hides the real split: 100% of Pay's written reviews are positive against 46% of Mintyn's. Pay also leads on iOS requirement (12.0 vs 15.0). Mintyn's advantage is ratings volume (334 vs 2). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.4 for Mintyn against 4.5 for Pay. That said, the two scores are not equally well evidenced: Mintyn has 334 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 46% of Mintyn's written reviews are positive against 100% of Pay's.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 17, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Mintyn | Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (334 ratings)](https://appshunter.io/ios/app/mintyn-everything-finance/id1470644607/reviews) | **[4.5 (2 ratings)](https://appshunter.io/ios/app/pay-u/id1658653409/reviews)** |
| Number of ratings | **334** | 2 |
| Positive reviews | 46.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 113 MB | 53 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mint Financial Technology Service](https://appshunter.io/developer/1470644606) | [Pay-U Technologies LLC](https://appshunter.io/developer/1658653411) |

## What reviewers say

### Mintyn

[App page](https://appshunter.io/ios/app/mintyn-everything-finance/id1470644607)

Manage all your finances in one place. Send and receive money, pay bills, shop, invest, and save. Offers free current accounts for individuals and businesses, plus tools for expense tracking and cardless withdrawals.

**Highlights:** Free current accounts, Send and receive money, Pay bills, Shop for groceries and food, Invest and save, Expense tracking analytics, Cardless ATM withdrawals

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and seamless transactions
- 👍 User-friendly interface
- 💡 Innovative digital banking features
- ⏱️ Quick account opening process
- 💰 No hidden charges

**What reviewers complain about**

- ❌ Frequent transaction failures and errors
- 📵 Poor or non-existent customer support
- 🔴 Money held or frozen without explanation
- ⚠️ Balance display issues and glitches
- 🚫 Withdrawal limits and restrictions

**Reported bugs**

- Balance display shows XXXXX.XX instead of actual amount
- Eye logo to reveal balance is unresponsive
- App crashes during registration
- Network connection errors preventing login
- Transfer and payment processing failures

**Requested features**

- Add more financial institutions to transaction list (e.g., Carbon bank)
- ATM card functionality
- Call/phone support option
- Better weekend support


### Pay

[App page](https://appshunter.io/ios/app/pay-u/id1658653409)

This app offers a unique approach to motor insurance, allowing users to pay for comprehensive coverage on a minute-by-minute basis. It provides an affordable and flexible way to manage your vehicle's insurance needs.

**Highlights:** Pay-per-minute insurance, Comprehensive motor coverage, Affordable insurance options, Flexible payment plans

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Mintyn free?

Mintyn is free to download, with no in-app purchases.

### Is Pay free?

Pay is free to download, with no in-app purchases.

### Which has better reviews, Mintyn or Pay?

Pay is rated higher. Mintyn averages 4.4 out of 5 from 334 ratings, while Pay averages 4.5 from 2 ratings.

### Do Mintyn or Pay have ads?

Neither Mintyn nor Pay shows ads.

### Which is updated more often, Mintyn or Pay?

Mintyn ships an update every 2 weeks, and Pay every 2 weeks. Most recently, Mintyn was updated on October 17, 2026 and Pay on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*