# Collctiv vs splink

The clearest difference is review sentiment: Collctiv at 66% against splink's 0%. Collctiv also leads on rating (4.3 vs 1.0) and ratings volume (190 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Collctiv holds the better App Store score, 4.3 against 1.0. That said, the two scores are not equally well evidenced: Collctiv has 190 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 66% of Collctiv's written reviews are positive against 0% of splink's.

Collctiv ships an update monthly, splink every 3 months. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Collctiv | splink |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (190 ratings)](https://appshunter.io/ios/app/collctiv-group-payments/id1470931696/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/splink/id1553078132/reviews) |
| Number of ratings | **190** | 1 |
| Positive reviews | **66.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 67 MB | 94 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Collctiv Ltd](https://appshunter.io/developer/1466047543) | [splink](https://appshunter.io/developer/1553078134) |

## What reviewers say

### Collctiv

[App page](https://appshunter.io/ios/app/collctiv-group-payments/id1470931696)

Easily collect money from friends for group gifts, parties, or any shared expense. Avoid chasing payments and manage group funds effortlessly. Sign up for free and start pooling money in under a minute.

**Highlights:** Create money pools for group gifts, Collect money for parties and events, Gather messages for group cards, Track who has paid in real-time, Easy payment collection from friends, Manage ongoing group activities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Seamless process
- 💡 Helpful for collections
- 🔒 Secure payments
- 🤝 Great customer service

**What reviewers complain about**

- 🔍 Lack of transparency on fees
- 🕰️ Slow withdrawal process
- 🔒 Strict ID verification requirements
- 💰 High withdrawal fees

**Reported bugs**

- Payment processing issues
- Account lockouts without clear reason
- Withdrawal errors

**Requested features**

- Option to pay fees instead of contributors
- Faster withdrawal timeline
- More flexible ID verification process
- Customizable donation amounts


### splink

[App page](https://appshunter.io/ios/app/splink/id1553078132)

Easily accept payments from customers using various methods. Manage all your transactions in real-time from any location. Turn your device into an unlimited card terminal for on-the-go payments.

**Highlights:** Accept payments in multiple ways, Request payments from customers, Real-time payment management, Unlimited mobile card terminals, Secure payment processing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Collctiv free?

Collctiv is free to download, with no in-app purchases.

### Is splink free?

splink is free to download, with no in-app purchases.

### Which has better reviews, Collctiv or splink?

Collctiv is rated higher. Collctiv averages 4.3 out of 5 from 190 ratings, while splink averages 1.0 from 1 ratings.

### Do Collctiv or splink have ads?

Neither Collctiv nor splink shows ads.

### Which is updated more often, Collctiv or splink?

Collctiv ships an update monthly, and splink every 3 months. Most recently, Collctiv was updated on September 23, 2026 and splink on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*