# Collctiv vs EQ Share Plans

The clearest difference is review sentiment: Collctiv at 68% against EQ Share Plans's 21%. Collctiv also leads on rating (4.3 vs 1.4) and ratings volume (192 vs 16). EQ Share Plans's advantage is iOS requirement (14.0 vs 16.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Collctiv holds the better App Store score, 4.3 against 1.4. That said, the two scores are not equally well evidenced: Collctiv has 192 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 68% of Collctiv's written reviews are positive against 21% of EQ Share Plans's.

Collctiv ships an update monthly, EQ Share Plans every 6 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Collctiv | EQ Share Plans |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (192 ratings)](https://appshunter.io/ios/app/collctiv-group-payments/id1470931696/reviews)** | [1.4 (16 ratings)](https://appshunter.io/ios/app/eq-share-plans/id1575218981/reviews) |
| Number of ratings | **192** | 16 |
| Positive reviews | **67.7% of reviews** | 20.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 69 MB | 222 MB |
| Requires iOS | 16.4 | **14.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Collctiv Ltd](https://appshunter.io/developer/1466047543) | [Equiniti](https://appshunter.io/developer/903914969) |

## What reviewers say

### Collctiv

[App page](https://appshunter.io/ios/app/collctiv-group-payments/id1470931696)

Easily collect money from friends for group gifts, parties, or any shared expense. Avoid chasing payments and manage group funds effortlessly. Sign up for free and start pooling money in under a minute.

**Highlights:** Create money pools for group gifts, Collect money for parties and events, Gather messages for group cards, Track who has paid in real-time, Easy payment collection from friends, Manage ongoing group activities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Seamless process
- 💡 Helpful for collections
- 🔒 Secure payments
- 🤝 Great customer service

**What reviewers complain about**

- 🔍 Lack of transparency on fees
- 🕰️ Slow withdrawal process
- 🔒 Strict ID verification requirements
- 💰 High withdrawal fees

**Reported bugs**

- Payment processing issues
- Account lockouts without clear reason
- Withdrawal errors

**Requested features**

- Option to pay fees instead of contributors
- Faster withdrawal timeline
- More flexible ID verification process
- Customizable donation amounts


### EQ Share Plans

[App page](https://appshunter.io/ios/app/eq-share-plans/id1575218981)

Manage your investments and monitor your share plans with ease. Securely log in using biometric authentication and receive notifications for investment milestones. Take action on your goals directly through the app.

**Highlights:** Biometric login (fingerprint/Face ID), Investment monitoring, Share plan management, Milestone event notifications, Instruction submission

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 📊 Clear display of investment information
- 🔐 Biometric login options available
- ⚡ Fast performance when logged in
- 💼 Convenient for managing share plans

**What reviewers complain about**

- 🚫 Persistent login failures and errors
- 🔄 Repeatedly forgets stored login credentials
- ⏱️ Frequent unexpected logouts
- 🔐 Biometric settings not retained
- 🐛 App crashes on launch or during use

**Reported bugs**

- Login credentials not accepted despite being valid on website
- App freezes when entering login details
- Repeated account lockout warnings
- Password reset not syncing between app and website
- Face ID and PIN settings cleared after logout

**Requested features**

- Add two-factor authentication (2FA)
- Support for additional companies (GSK, AstraZeneca, Rolls-Royce, Howdens, HP, etc.)
- Persistent biometric login storage
- Withdrawal functionality in app
- Display account numbers and fund withdrawal information


## Frequently asked questions

### Is Collctiv free?

Collctiv is free to download, with no in-app purchases.

### Is EQ Share Plans free?

EQ Share Plans is free to download, with no in-app purchases.

### Which has better reviews, Collctiv or EQ Share Plans?

Collctiv is rated higher. Collctiv averages 4.3 out of 5 from 192 ratings, while EQ Share Plans averages 1.4 from 16 ratings.

### Do Collctiv or EQ Share Plans have ads?

Neither Collctiv nor EQ Share Plans shows ads.

### Which is updated more often, Collctiv or EQ Share Plans?

Collctiv ships an update monthly, and EQ Share Plans every 6 weeks. Most recently, Collctiv was updated on November 6, 2026 and EQ Share Plans on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*