# Collctiv vs Pay By Link

The clearest difference is iOS requirement: Pay By Link at 11.0 against Collctiv's 16.4. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | Collctiv | Pay By Link |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (192 ratings)](https://appshunter.io/ios/app/collctiv-group-payments/id1470931696/reviews)** | — |
| Number of ratings | **192** | — |
| Positive reviews | 67.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | — |
| Monetization | Free | — |
| Size | 69 MB | 33 MB |
| Requires iOS | 16.4 | **11.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Collctiv Ltd](https://appshunter.io/developer/1466047543) | [Alma Attic Ltd](https://appshunter.io/developer/1624621832) |

## What reviewers say

### Collctiv

[App page](https://appshunter.io/ios/app/collctiv-group-payments/id1470931696)

Easily collect money from friends for group gifts, parties, or any shared expense. Avoid chasing payments and manage group funds effortlessly. Sign up for free and start pooling money in under a minute.

**Highlights:** Create money pools for group gifts, Collect money for parties and events, Gather messages for group cards, Track who has paid in real-time, Easy payment collection from friends, Manage ongoing group activities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Seamless process
- 💡 Helpful for collections
- 🔒 Secure payments
- 🤝 Great customer service

**What reviewers complain about**

- 🔍 Lack of transparency on fees
- 🕰️ Slow withdrawal process
- 🔒 Strict ID verification requirements
- 💰 High withdrawal fees

**Reported bugs**

- Payment processing issues
- Account lockouts without clear reason
- Withdrawal errors

**Requested features**

- Option to pay fees instead of contributors
- Faster withdrawal timeline
- More flexible ID verification process
- Customizable donation amounts


### Pay By Link

[App page](https://appshunter.io/ios/app/pay-by-link/id1661608242)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Collctiv free?

Collctiv is free to download, with no in-app purchases.

### Is Pay By Link free?

Pay By Link is free to download, with no in-app purchases.

### Do Collctiv or Pay By Link have ads?

Neither Collctiv nor Pay By Link shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*