# Storepay vs NetPay by Netcapital

The clearest difference is rating: Storepay at 4.7 against NetPay by Netcapital's 3.6. Storepay also leads on review sentiment (71% vs 33%) and ratings volume (160 vs 11). NetPay by Netcapital's advantage is device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Storepay holds the better App Store score, 4.7 against 3.6. That said, the two scores are not equally well evidenced: Storepay has 160 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 71% of Storepay's written reviews are positive against 33% of NetPay by Netcapital's.

Storepay ships an update weekly, NetPay by Netcapital every 2 weeks. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Storepay | NetPay by Netcapital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (160 ratings)](https://appshunter.io/ios/app/storepay/id1470947761/reviews)** | [3.6 (11 ratings)](https://appshunter.io/ios/app/netpay-by-netcapital/id1534832850/reviews) |
| Number of ratings | **160** | 11 |
| Positive reviews | **71.4% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free | Free |
| Size | 103 MB | 111 MB |
| Requires iOS | 16.0 | **15.5** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Store pay LLC](https://appshunter.io/developer/1470947760) | [Netcapital Financial Corporation NBFI LLC](https://appshunter.io/developer/1534832852) |

## What reviewers say

### Storepay

[App page](https://appshunter.io/ios/app/storepay/id1470947761)

This app allows users to make purchases from over 8,000 stores and services with flexible payment options. You can split payments for purchases over 100,000 MNT into up to 6 installments with no interest or fees. Earn token rewards for timely payments.

**Highlights:** Interest-free installment payments, Up to 6 payment installments, Accepted at over 8,000 stores, Purchase limit up to 10,000,000 MNT, Token rewards for timely payments, Easy registration process

**Features:** Vision Pro support

**In-app purchases:** none


### NetPay by Netcapital

[App page](https://appshunter.io/ios/app/netpay-by-netcapital/id1534832850)

This app allows users to register, view loan accounts, and track repayment history. Users can also make payments directly through the app using QPay or other banking apps without additional fees. Additional features include branch location lookup and profile updates.

**Highlights:** Self-registration via mobile app, View loan account list, Track loan repayment history, Fee-free payments via QPay/banking apps, Branch location lookup, Update personal information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Storepay free?

Storepay is free to download, with no in-app purchases.

### Is NetPay by Netcapital free?

NetPay by Netcapital is free to download, with no in-app purchases.

### Which has better reviews, Storepay or NetPay by Netcapital?

Storepay is rated higher. Storepay averages 4.7 out of 5 from 160 ratings, while NetPay by Netcapital averages 3.6 from 11 ratings.

### Do Storepay or NetPay by Netcapital have ads?

Neither Storepay nor NetPay by Netcapital shows ads.

### Which is updated more often, Storepay or NetPay by Netcapital?

Storepay ships an update weekly, and NetPay by Netcapital every 2 weeks. Most recently, Storepay was updated on October 26, 2026 and NetPay by Netcapital on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*