# Storepay vs M Credit

Storepay and M Credit both sit at 4.7 stars, but that hides the real split: 100% of M Credit's written reviews are positive against 71% of Storepay's. M Credit also leads on device support (3 vs 1). Storepay's advantage is ratings volume (160 vs 24). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M Credit holds the better App Store score, 4.8 against 4.7. That said, the two scores are not equally well evidenced: Storepay has 160 ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 71% of Storepay's written reviews are positive against 100% of M Credit's.

Storepay ships an update weekly, M Credit every 8 days. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Storepay | M Credit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (160 ratings)](https://appshunter.io/ios/app/storepay/id1470947761/reviews) | **[4.8 (24 ratings)](https://appshunter.io/ios/app/m-credit/id1668748036/reviews)** |
| Number of ratings | **160** | 24 |
| Positive reviews | 71.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 8 days |
| Monetization | Free | Free |
| Size | 103 MB | 99 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Store pay LLC](https://appshunter.io/developer/1470947760) | [Solomon Investments NBFI LLC](https://appshunter.io/developer/1668748038) |

## What reviewers say

### Storepay

[App page](https://appshunter.io/ios/app/storepay/id1470947761)

This app allows users to make purchases from over 8,000 stores and services with flexible payment options. You can split payments for purchases over 100,000 MNT into up to 6 installments with no interest or fees. Earn token rewards for timely payments.

**Highlights:** Interest-free installment payments, Up to 6 payment installments, Accepted at over 8,000 stores, Purchase limit up to 10,000,000 MNT, Token rewards for timely payments, Easy registration process

**Features:** Vision Pro support

**In-app purchases:** none


### M Credit

[App page](https://appshunter.io/ios/app/m-credit/id1668748036)

This app provides quick and easy digital loan services, allowing users to apply for and manage loans remotely. It offers various loan products and nationwide accessibility, prioritizing user data security with international standards.

**Highlights:** Digital loan applications, Purchase loans with 0% interest, Credit card with bonus points, Flexible repayment terms, Nationwide service availability, Early repayment options, Bonus points for timely payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Storepay free?

Storepay is free to download, with no in-app purchases.

### Is M Credit free?

M Credit is free to download, with no in-app purchases.

### Which has better reviews, Storepay or M Credit?

M Credit is rated higher. Storepay averages 4.7 out of 5 from 160 ratings, while M Credit averages 4.8 from 24 ratings.

### Do Storepay or M Credit have ads?

Neither Storepay nor M Credit shows ads.

### Which is updated more often, Storepay or M Credit?

Storepay ships an update weekly, and M Credit every 8 days. Most recently, Storepay was updated on October 26, 2026 and M Credit on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*