# Storepay vs XacMerchant

The clearest difference is update cadence: Storepay at every 8 days against XacMerchant's every 4 months. XacMerchant's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Storepay ships an update every 8 days, XacMerchant every 4 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Storepay | XacMerchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (171 ratings)](https://appshunter.io/ios/app/storepay/id1470947761/reviews)** | — |
| Number of ratings | **171** | — |
| Positive reviews | 71.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 4 months |
| Monetization | Free | — |
| Size | 112 MB | 52 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Store pay LLC](https://appshunter.io/developer/1470947760) | [Xac Bank](https://appshunter.io/developer/781439024) |

## What reviewers say

### Storepay

[App page](https://appshunter.io/ios/app/storepay/id1470947761)

This app allows users to make purchases from over 8,000 stores and services, splitting payments into up to 6 installments with no interest or fees. Users can access a credit limit between 100,000₮ and 10,000,000₮, which increases with each purchase. Timely payments can earn users token rewards.

**Highlights:** Interest-free installment payments, Up to 6 payment installments, Credit limit up to 10,000,000₮, Over 8,000 partner stores, Token rewards for timely payments, Easy registration process

**Features:** Vision Pro support

**In-app purchases:** none


### XacMerchant

[App page](https://appshunter.io/ios/app/xacmerchant/id6740612697)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Storepay free?

Storepay is free to download, with no in-app purchases.

### Is XacMerchant free?

XacMerchant is free to download, with no in-app purchases.

### Do Storepay or XacMerchant have ads?

Neither Storepay nor XacMerchant shows ads.

### Which is updated more often, Storepay or XacMerchant?

Storepay ships an update every 8 days, and XacMerchant every 4 months. Most recently, Storepay was updated on November 3, 2026 and XacMerchant on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*