# SMBX vs NFMLending

SMBX and NFMLending both sit at 3.6 stars, but that hides the real split: 31% of SMBX's written reviews are positive against 0% of NFMLending's. SMBX also leads on update cadence (every 2 weeks vs every 3 months) and ratings volume (49 vs 2). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.6 for SMBX against 3.5 for NFMLending. That said, the two scores are not equally well evidenced: SMBX has 49 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 31% of SMBX's written reviews are positive against 0% of NFMLending's.

SMBX ships an update every 2 weeks, NFMLending every 3 months. The most recent releases landed on September 20, 2026 and June 10, 2026 respectively.

## The numbers

| Metric | SMBX | NFMLending |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (49 ratings)](https://appshunter.io/ios/app/smbx/id1471275113/reviews)** | [3.5 (2 ratings)](https://appshunter.io/ios/app/nfmlending/id1591253491/reviews) |
| Number of ratings | **49** | 2 |
| Positive reviews | **31.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 84 MB | 95 MB |
| Requires iOS | **14.7** | 18.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [SMBX, Inc.](https://appshunter.io/developer/1171577812) | [NFM, INC](https://appshunter.io/developer/1046892914) |

## What reviewers say

### SMBX

[App page](https://appshunter.io/ios/app/smbx/id1471275113)

This platform connects investors with small businesses seeking funding. It allows individuals to invest in local businesses through Small Business Bonds, offering a way to earn monthly passive income. Transparency is provided on how funds are used, with investments starting as low as $10.

**Highlights:** Invest in small business bonds, Earn monthly passive income, Transparent investment tracking, Invest as little as $10, Community-based investing

**Features:** macOS Compatibility

**In-app purchases:** none


### NFMLending

[App page](https://appshunter.io/ios/app/nfmlending/id1591253491)

This app assists consumers in obtaining residential loans by streamlining the application and closing process. It focuses on providing exemplary service with high standards of honesty, integrity, and ethics.

**Highlights:** Residential loan assistance, Streamlined loan process, Fast closing times, High service standards, Honesty and integrity focus

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SMBX free?

SMBX is free to download, with no in-app purchases.

### Is NFMLending free?

NFMLending is free to download, with no in-app purchases.

### Which has better reviews, SMBX or NFMLending?

SMBX is rated higher. SMBX averages 3.6 out of 5 from 49 ratings, while NFMLending averages 3.5 from 2 ratings.

### Do SMBX or NFMLending have ads?

Neither SMBX nor NFMLending shows ads.

### Which is updated more often, SMBX or NFMLending?

SMBX ships an update every 2 weeks, and NFMLending every 3 months. Most recently, SMBX was updated on September 20, 2026 and NFMLending on June 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*