# SMBX vs EarnFM

The clearest difference is ads: SMBX at none against EarnFM's shown. SMBX also leads on rating (3.5 vs 3.2) and monetization model (free vs ad-supported). EarnFM's advantage is review sentiment (50% vs 28%) and device support (4 vs 2). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SMBX holds the better App Store score, 3.5 against 3.2. That said, the two scores are not equally well evidenced: SMBX has 50 ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 28% of SMBX's written reviews are positive against 50% of EarnFM's, so the app with the better star average is not the one people write more warmly about.

SMBX ships an update every 2 weeks, EarnFM fortnightly. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | SMBX | EarnFM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (50 ratings)](https://appshunter.io/ios/app/smbx/id1471275113/reviews)** | [3.2 (9 ratings)](https://appshunter.io/ios/app/earnfm/id6459364793/reviews) |
| Number of ratings | **50** | 9 |
| Positive reviews | 27.8% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | **Free** | Ad-supported |
| Size | 84 MB | 35 MB |
| Requires iOS | 14.7 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [SMBX, Inc.](https://appshunter.io/developer/1171577812) | [TeraShift GmbH](https://appshunter.io/developer/1701754211) |

## What reviewers say

### SMBX

[App page](https://appshunter.io/ios/app/smbx/id1471275113)

This platform connects investors with small businesses seeking funding. It allows individuals to invest in local businesses through Small Business Bonds, offering a way to earn monthly passive income. Transparency is provided on how funds are used, with investments starting as low as $10.

**Highlights:** Invest in small business bonds, Earn monthly passive income, Transparent investment tracking, Invest as little as $10, Community-based investing

**Features:** macOS Compatibility

**In-app purchases:** none


### EarnFM

[App page](https://appshunter.io/ios/app/earnfm/id6459364793)

This app allows users to passively earn money by securely sharing their internet connection with data scientists for research. It supports technological development and cybersecurity while providing flexible earning options and easy tracking of profits. Users can redeem rewards through various payment methods.

**Highlights:** Earn money by sharing internet, Secure and private connection sharing, Flexible sharing options, Real-time profit tracking, Redeem rewards via PayPal, Crypto, Amazon, Supports digital research initiatives

**In-app purchases:** none


## Frequently asked questions

### Is SMBX free?

SMBX is free to download, with no in-app purchases.

### Is EarnFM free?

EarnFM is free to download, with no in-app purchases.

### Which has better reviews, SMBX or EarnFM?

SMBX is rated higher. SMBX averages 3.5 out of 5 from 50 ratings, while EarnFM averages 3.2 from 9 ratings.

### Do SMBX or EarnFM have ads?

EarnFM shows ads; SMBX does not.

### Which is updated more often, SMBX or EarnFM?

SMBX ships an update every 2 weeks, and EarnFM fortnightly. Most recently, SMBX was updated on October 24, 2026 and EarnFM on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*