# Ипотека и Кредиты vs Expense Tracker

The clearest difference is price: Expense Tracker at Free against Ипотека и Кредиты's $0.99. Expense Tracker also leads on update cadence (every 4 days vs every 2 months) and rating (2.3 vs 2.0). Ипотека и Кредиты's advantage is iOS requirement (14.0 vs 16.0). On ads, in-app purchases and device support there is nothing between them.

Expense Tracker is free to download; Ипотека и Кредиты costs $0.99 up front. Ипотека и Кредиты sells 4 in-app purchases, starting at $0.49 per month and Expense Tracker sells 4 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Expense Tracker holds the better App Store score, 2.3 against 2.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

Ипотека и Кредиты ships an update every 2 months, Expense Tracker every 4 days. The most recent releases landed on October 8, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Ипотека и Кредиты | Expense Tracker |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | [2.0 (1 ratings)](https://appshunter.io/ios/app/id1471529121/reviews) | **[2.3 (3 ratings)](https://appshunter.io/ios/app/expense-tracker-pidget/id6499463981/reviews)** |
| Number of ratings | 1 | **3** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 days** |
| Monetization | Paid | **Free with in-app purchases** |
| Size | 72 MB | 6 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [CleverPumpkin Ltd.](https://appshunter.io/developer/826318670) | [Yevhen Basistyi](https://appshunter.io/developer/1731365179) |

## What reviewers say

### Ипотека и Кредиты

[App page](https://appshunter.io/ios/app/id1471529121)

Calculate loan and mortgage payments, track existing debts, and receive payment reminders. Securely store your financial data with biometric authentication.

**Highlights:** Loan and mortgage payment calculator, Calculate total overpayment, Track existing loans and mortgages, Payment schedule monitoring, Payment due date notifications, Secure data synchronization, Biometric authentication support

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium на месяц | $0.49 | per month |
| Premium на месяц | $1.99 | per month |
| Premium Год | $7.49 | per year |
| Premium Год | $14.99 | per year |


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-pidget/id6499463981)

Effortlessly track daily spending and gain insights into your financial habits with a clean, minimalist interface. Visualize your expenses with powerful charts and customize categories to better manage your budget and achieve financial freedom.

**Highlights:** Track everyday expenses, Streamlined and minimalistic UI, Insightful spending charts, Wide range of spending categories, Budget management, Financial insights

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $1.99 | per 7 days |
| Monthly | $5.99 | per month |
| Annually | $24.99 | per year |
| One time | $34.99 | one-time |


## Frequently asked questions

### Is Ипотека и Кредиты free?

Ипотека и Кредиты costs $0.99, and also offers in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Ипотека и Кредиты or Expense Tracker?

Expense Tracker is rated higher. Ипотека и Кредиты averages 2.0 out of 5 from 1 ratings, while Expense Tracker averages 2.3 from 3 ratings.

### Do Ипотека и Кредиты or Expense Tracker have ads?

Neither Ипотека и Кредиты nor Expense Tracker shows ads.

### Which is updated more often, Ипотека и Кредиты or Expense Tracker?

Ипотека и Кредиты ships an update every 2 months, and Expense Tracker every 4 days. Most recently, Ипотека и Кредиты was updated on October 8, 2026 and Expense Tracker on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*