# Ипотека и Кредиты vs Keep

The clearest difference is price: Keep at Free against Ипотека и Кредиты's $0.99. Keep also leads on in-app purchases (none vs 4). Ипотека и Кредиты's advantage is update cadence (every 2 months vs every 6 months). On ads, device support and iOS requirement there is nothing between them.

Keep is free to download; Ипотека и Кредиты costs $0.99 up front. Ипотека и Кредиты sells 4 in-app purchases, starting at $0.49 per month. Keep asks for nothing beyond the download.

Ипотека и Кредиты ships an update every 2 months, Keep every 6 months. The most recent releases landed on October 8, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Ипотека и Кредиты | Keep |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | **[2.0 (1 ratings)](https://appshunter.io/ios/app/id1471529121/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 6 months |
| Monetization | Paid | — |
| Size | 72 MB | 21 MB |
| Requires iOS | 14.0 | **13.4** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CleverPumpkin Ltd.](https://appshunter.io/developer/826318670) | [Anton Vasilev](https://appshunter.io/developer/1520025401) |

## What reviewers say

### Ипотека и Кредиты

[App page](https://appshunter.io/ios/app/id1471529121)

Calculate loan and mortgage payments, track existing debts, and receive payment reminders. Securely store your financial data with biometric authentication.

**Highlights:** Loan and mortgage payment calculator, Calculate total overpayment, Track existing loans and mortgages, Payment schedule monitoring, Payment due date notifications, Secure data synchronization, Biometric authentication support

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium на месяц | $0.49 | per month |
| Premium на месяц | $1.99 | per month |
| Premium Год | $7.49 | per year |
| Premium Год | $14.99 | per year |


### Keep

[App page](https://appshunter.io/ios/app/keep/id6532594814)

**In-app purchases:** none


## Frequently asked questions

### Is Ипотека и Кредиты free?

Ипотека и Кредиты costs $0.99, and also offers in-app purchases.

### Is Keep free?

Keep is free to download, with no in-app purchases.

### Do Ипотека и Кредиты or Keep have ads?

Neither Ипотека и Кредиты nor Keep shows ads.

### Which is updated more often, Ипотека и Кредиты or Keep?

Ипотека и Кредиты ships an update every 2 months, and Keep every 6 months. Most recently, Ипотека и Кредиты was updated on October 8, 2026 and Keep on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*