# COOP SMART vs n1co

The clearest difference is rating: COOP SMART at 3.5 against n1co's 2.7. COOP SMART also leads on iOS requirement (13.0 vs 15.5). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

COOP SMART holds the better App Store score, 3.5 against 2.7. Both are backed by a comparable volume of ratings — 22 and 39 respectively. Written reviews complicate that: 0% of COOP SMART's written reviews are positive against 8% of n1co's, so the app with the better star average is not the one people write more warmly about.

COOP SMART ships an update every 11 days, n1co weekly. Both last shipped on November 3, 2026.

## The numbers

| Metric | COOP SMART | n1co |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (22 ratings)](https://appshunter.io/ios/app/coop-smart/id1471556170/reviews)** | [2.7 (39 ratings)](https://appshunter.io/ios/app/n1co/id1662164199/reviews) |
| Number of ratings | 22 | **39** |
| Positive reviews | 0.0% of reviews | **7.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 days | **Weekly** |
| Monetization | Free | Free |
| Size | 124 MB | 218 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Federacion De Asociaciones Cooperativas De Ahorro Y Credito De El Salvador De RL](https://appshunter.io/developer/1471556169) | [N1co Tech](https://appshunter.io/developer/1662164201) |

## What reviewers say

### COOP SMART

[App page](https://appshunter.io/ios/app/coop-smart/id1471556170)

Manage your financial products anytime, anywhere. This app allows members of the FEDECACES Cooperative Network to check balances, make transfers, pay loans, and find service locations. It offers secure login options, including fingerprint authentication on compatible devices.

**Highlights:** Secure login with fingerprint, Check account balances and transactions, Transfer funds between own accounts, Transfer funds to third parties, Loan payments from savings accounts, Find service locations, Receive notifications and promotions

**Features:** macOS Compatibility

**In-app purchases:** none


### n1co

[App page](https://appshunter.io/ios/app/n1co/id1662164199)

Manage your finances entirely digitally with this banking platform. Enjoy a simplified bank account and a digital VISA debit card for online purchases, with the option to request a physical card. Control expenses, transfers, payments, and collections from your mobile device.

**Highlights:** Digital bank account, Digital VISA debit card, Physical VISA debit card, Expense control, Transfers and payments, Customer service

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is COOP SMART free?

COOP SMART is free to download, with no in-app purchases.

### Is n1co free?

n1co is free to download, with no in-app purchases.

### Which has better reviews, COOP SMART or n1co?

COOP SMART is rated higher. COOP SMART averages 3.5 out of 5 from 22 ratings, while n1co averages 2.7 from 39 ratings.

### Do COOP SMART or n1co have ads?

Neither COOP SMART nor n1co shows ads.

### Which is updated more often, COOP SMART or n1co?

COOP SMART ships an update every 11 days, and n1co weekly. Most recently, COOP SMART was updated on November 3, 2026 and n1co on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*