# PennyworthLite Expense Tracker vs Meldy

The clearest difference is in-app purchases: Meldy at none against PennyworthLite Expense Tracker's 1. PennyworthLite Expense Tracker's advantage is ratings volume (51 vs 2) and iOS requirement (15.0 vs 26.0). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. PennyworthLite Expense Tracker sells 1 one-off in-app purchase. Meldy asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for PennyworthLite Expense Tracker against 5.0 for Meldy. That said, the two scores are not equally well evidenced: PennyworthLite Expense Tracker has 51 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 79% and 78% positive.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | PennyworthLite Expense Tracker | Meldy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (51 ratings)](https://appshunter.io/ios/app/pennyworthlite-expense-tracker/id1471621960/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/meldy-simple-expense-tracker/id1619932918/reviews)** |
| Number of ratings | **51** | 2 |
| Positive reviews | **78.8% of reviews** | 78.3% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | Monthly | Monthly |
| Monetization | Ad-supported | Ad-supported |
| Size | 44 MB | 30 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jack Xuan](https://appshunter.io/developer/943334381) | [TyabaApp](https://appshunter.io/developer/1536873203) |

## What reviewers say

### PennyworthLite Expense Tracker

[App page](https://appshunter.io/ios/app/pennyworthlite-expense-tracker/id1471621960)

Easily manage your personal finances with this intuitive expense tracker. Monitor income, expenses, and transfers, set budgets, and gain insights with advanced reports. Secure your data with pattern lock and iCloud backup.

**Highlights:** Track income, expense, and transfer transactions, Create budgets for spending control, Manage account balances and net worth, Simple and intuitive user interface, Editable income and expense categories, Advanced financial reports, Receipts management, Pattern lock protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| remove ads | $1.99 | one-time |


### Meldy

[App page](https://appshunter.io/ios/app/meldy-simple-expense-tracker/id1619932918)

Easily manage your income and expenses with a simple interface. View your monthly finances at a glance on a clear calendar and quickly record recurring transactions using templates. Perfect for tracking sales, personal spending, and even flea market earnings.

**Highlights:** Simple income and expense management, Clear calendar view of monthly finances, Quick recording of recurring transactions, Categorized expense tracking, Widget for quick access, Passcode lock for security, Google Drive backup

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PennyworthLite Expense Tracker free?

PennyworthLite Expense Tracker is free to download, with in-app purchases available.

### Is Meldy free?

Meldy is free to download, with no in-app purchases.

### Which has better reviews, PennyworthLite Expense Tracker or Meldy?

Meldy is rated higher. PennyworthLite Expense Tracker averages 4.9 out of 5 from 51 ratings, while Meldy averages 5.0 from 2 ratings.

### Do PennyworthLite Expense Tracker or Meldy have ads?

Both PennyworthLite Expense Tracker and Meldy show ads.

### Which is updated more often, PennyworthLite Expense Tracker or Meldy?

PennyworthLite Expense Tracker ships an update monthly, and Meldy monthly. Most recently, PennyworthLite Expense Tracker was updated on October 24, 2026 and Meldy on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*