# PennyworthLite Expense Tracker vs MintMate

The clearest difference is in-app purchases: MintMate at none against PennyworthLite Expense Tracker's 1. MintMate also leads on iOS requirement (13.0 vs 15.0). PennyworthLite Expense Tracker's advantage is update cadence (monthly vs every 4 months) and ratings volume (51 vs 3). On price, rating, ads and monetization model there is nothing between them.

Both are free to download. PennyworthLite Expense Tracker sells 1 one-off in-app purchase. MintMate asks for nothing beyond the download.

PennyworthLite Expense Tracker holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: PennyworthLite Expense Tracker has 51 ratings behind it against 3, so its average is the more settled of the two.

PennyworthLite Expense Tracker ships an update monthly, MintMate every 4 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | PennyworthLite Expense Tracker | MintMate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (51 ratings)](https://appshunter.io/ios/app/pennyworthlite-expense-tracker/id1471621960/reviews)** | [4.7 (3 ratings)](https://appshunter.io/ios/app/mintmate-finance-and-budget-app/id6447168564/reviews) |
| Number of ratings | **51** | 3 |
| Positive reviews | 78.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Ad-supported | Ad-supported |
| Size | 44 MB | 14 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Jack Xuan](https://appshunter.io/developer/943334381) | [Hangzhou Hongying Ketu Network Technology Co. Ltd.](https://appshunter.io/developer/1611337359) |

## What reviewers say

### PennyworthLite Expense Tracker

[App page](https://appshunter.io/ios/app/pennyworthlite-expense-tracker/id1471621960)

Easily manage your personal finances with this intuitive expense tracker. Monitor income, expenses, and transfers, set budgets, and gain insights with advanced reports. Secure your data with pattern lock and iCloud backup.

**Highlights:** Track income, expense, and transfer transactions, Create budgets for spending control, Manage account balances and net worth, Simple and intuitive user interface, Editable income and expense categories, Advanced financial reports, Receipts management, Pattern lock protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| remove ads | $1.99 | one-time |


### MintMate

[App page](https://appshunter.io/ios/app/mintmate-finance-and-budget-app/id6447168564)

Easily track income, expenses, and deposits to gain better control over your finances. This app offers automated bill management, data analysis, and customizable categories for individuals, homes, or businesses. Its minimalist design makes managing your money enjoyable.

**Highlights:** Convenient accounting with transaction details, Automated bill management and reminders, Data analysis and reporting with charts, Customizable accounts, classifications, and labels, Multiple ledgers for diverse financial tracking, Bill export functionality

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PennyworthLite Expense Tracker free?

PennyworthLite Expense Tracker is free to download, with in-app purchases available.

### Is MintMate free?

MintMate is free to download, with no in-app purchases.

### Which has better reviews, PennyworthLite Expense Tracker or MintMate?

PennyworthLite Expense Tracker is rated higher. PennyworthLite Expense Tracker averages 4.9 out of 5 from 51 ratings, while MintMate averages 4.7 from 3 ratings.

### Do PennyworthLite Expense Tracker or MintMate have ads?

Both PennyworthLite Expense Tracker and MintMate show ads.

### Which is updated more often, PennyworthLite Expense Tracker or MintMate?

PennyworthLite Expense Tracker ships an update monthly, and MintMate every 4 months. Most recently, PennyworthLite Expense Tracker was updated on November 3, 2026 and MintMate on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*