# Thrivent RCD vs LCEF Mobile

Thrivent RCD and LCEF Mobile both sit at 4.5 stars, but that hides the real split: 40% of LCEF Mobile's written reviews are positive against 0% of Thrivent RCD's. LCEF Mobile also leads on update cadence (monthly vs every 9 months) and ratings volume (77 vs 8). Thrivent RCD's advantage is iOS requirement (10.0 vs 15.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LCEF Mobile holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: LCEF Mobile has 77 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 0% of Thrivent RCD's written reviews are positive against 40% of LCEF Mobile's.

Thrivent RCD ships an update every 9 months, LCEF Mobile monthly. The most recent releases landed on October 13, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Thrivent RCD | LCEF Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (8 ratings)](https://appshunter.io/ios/app/thrivent-rcd/id1471674084/reviews) | **[4.7 (77 ratings)](https://appshunter.io/ios/app/lcef-mobile/id1563827203/reviews)** |
| Number of ratings | 8 | **77** |
| Positive reviews | 0.0% of reviews | **40.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Monthly** |
| Monetization | Free | Free |
| Size | 74 MB | 124 MB |
| Requires iOS | **10.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Thrivent Financial For Lutherans](https://appshunter.io/developer/1437846248) | [Lutheran Church Extension Fund](https://appshunter.io/developer/1563827205) |

## What reviewers say

### Thrivent RCD

[App page](https://appshunter.io/ios/app/thrivent-rcd/id1471674084)

This app allows financial professionals to securely transmit check payments for various Thrivent products, including life, health, annuity, and mutual funds. It also facilitates check payments for financial plans directly from a mobile device.

**Highlights:** Transmit check payments, Supports life, health, annuity, and mutual funds, Accepts payments for financial plans, Mobile check capture, Secure transmission

**Features:** macOS Compatibility

**In-app purchases:** none


### LCEF Mobile

[App page](https://appshunter.io/ios/app/lcef-mobile/id1563827203)

Manage your Lutheran Church Extension Fund accounts on the go. Check balances, transfer funds, pay bills, and deposit checks directly from your mobile device. Secure access is available via fingerprint authentication.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills to existing payees, Deposit checks remotely, Fingerprint login

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Thrivent RCD free?

Thrivent RCD is free to download, with no in-app purchases.

### Is LCEF Mobile free?

LCEF Mobile is free to download, with no in-app purchases.

### Which has better reviews, Thrivent RCD or LCEF Mobile?

LCEF Mobile is rated higher. Thrivent RCD averages 4.5 out of 5 from 8 ratings, while LCEF Mobile averages 4.7 from 77 ratings.

### Do Thrivent RCD or LCEF Mobile have ads?

Neither Thrivent RCD nor LCEF Mobile shows ads.

### Which is updated more often, Thrivent RCD or LCEF Mobile?

Thrivent RCD ships an update every 9 months, and LCEF Mobile monthly. Most recently, Thrivent RCD was updated on October 13, 2026 and LCEF Mobile on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*