# Thrivent RCD vs Thrivent Bank

The clearest difference is update cadence: Thrivent Bank at every 2 weeks against Thrivent RCD's every 9 months. Thrivent Bank also leads on ratings volume (53 vs 8). Thrivent RCD's advantage is device support (3 vs 1) and iOS requirement (10.0 vs 16.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for Thrivent RCD against 4.5 for Thrivent Bank. That said, the two scores are not equally well evidenced: Thrivent Bank has 53 ratings behind it against 8, so its average is the more settled of the two.

Thrivent RCD ships an update every 9 months, Thrivent Bank every 2 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Thrivent RCD | Thrivent Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (8 ratings)](https://appshunter.io/ios/app/thrivent-rcd/id1471674084/reviews)** | [4.5 (53 ratings)](https://appshunter.io/ios/app/thrivent-bank/id6748646793/reviews) |
| Number of ratings | 8 | **53** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 74 MB | 133 MB |
| Requires iOS | **10.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Thrivent Financial For Lutherans](https://appshunter.io/developer/1437846248) | [Thrivent Bank](https://appshunter.io/developer/762643412) |

## What reviewers say

### Thrivent RCD

[App page](https://appshunter.io/ios/app/thrivent-rcd/id1471674084)

This app allows financial professionals to securely transmit check payments for various Thrivent products, including life, health, annuity, and mutual funds. It also facilitates check payments for financial plans directly from a mobile device.

**Highlights:** Transmit check payments, Supports life, health, annuity, and mutual funds, Accepts payments for financial plans, Mobile check capture, Secure transmission

**Features:** macOS Compatibility

**In-app purchases:** none


### Thrivent Bank

[App page](https://appshunter.io/ios/app/thrivent-bank/id6748646793)

Manage your money with purpose using intuitive tools, automated saving, and human guidance. Organize funds by goal, track spending, monitor credit, and access support from real people. Enjoy banking with no hidden fees.

**Highlights:** Automated saving, Savings Pockets for goal organization, Budgeting tools, Cash flow tracking, Free credit score monitoring, Human support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Thrivent RCD free?

Thrivent RCD is free to download, with no in-app purchases.

### Is Thrivent Bank free?

Thrivent Bank is free to download, with no in-app purchases.

### Which has better reviews, Thrivent RCD or Thrivent Bank?

Thrivent RCD is rated higher. Thrivent RCD averages 4.5 out of 5 from 8 ratings, while Thrivent Bank averages 4.5 from 53 ratings.

### Do Thrivent RCD or Thrivent Bank have ads?

Neither Thrivent RCD nor Thrivent Bank shows ads.

### Which is updated more often, Thrivent RCD or Thrivent Bank?

Thrivent RCD ships an update every 9 months, and Thrivent Bank every 2 weeks. Most recently, Thrivent RCD was updated on November 3, 2026 and Thrivent Bank on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*