# Nagad vs PI Banking

The clearest difference is review sentiment: PI Banking at 74% against Nagad's 27%. PI Banking also leads on rating (4.8 vs 3.5). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PI Banking holds the better App Store score, 4.8 against 3.5. Both are backed by a comparable volume of ratings — 2K and 5.5K respectively. Written reviews point the same way: 27% of Nagad's written reviews are positive against 74% of PI Banking's.

Nagad ships an update every 3 weeks, PI Banking monthly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Nagad | PI Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (2K ratings)](https://appshunter.io/ios/app/nagad/id1471844924/reviews) | **[4.8 (5.5K ratings)](https://appshunter.io/ios/app/pi-banking/id1522834437/reviews)** |
| Number of ratings | 2K | **5.5K** |
| Positive reviews | 27.5% of reviews | **74.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 136 MB | 152 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bangladesh Post Office](https://appshunter.io/developer/1471844923) | [Pubali Bank Limited](https://appshunter.io/developer/1502212327) |

## What reviewers say

### Nagad

[App page](https://appshunter.io/ios/app/nagad/id1471844924)

Manage your daily financial transactions with ease, including cash in, cash out, sending money, and mobile recharge. The app offers secure transactions with PIN verification, transaction history, and personalized features. It supports multiple mobile network operators for bill payments and recharges.

**Highlights:** Cash in and cash out, Send money (P2P), Mobile recharge and postpaid bill payment, Transaction history and summary, QR code scan for cash out, Two-phase PIN security, Contact list integration for transfers

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast transactions
- 💡 Innovative features
- 🔒 Secure platform

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⚠️ Unreliable service
- 🤖 Poor customer support
- 💸 High transaction fees

**Reported bugs**

- Login issues with OTP not received
- Transaction failures and balance discrepancies
- Compatibility problems with iOS 16 updates
- Inability to cash out or transfer funds

**Requested features**

- Add money from credit/debit cards
- Improve transaction history visibility
- Introduce bill payment options
- Enable virtual card feature


### PI Banking

[App page](https://appshunter.io/ios/app/pi-banking/id1522834437)

Access your bank accounts and manage financial services through a mobile application. View account statements, perform fund transfers, pay bills, and recharge mobile phones. Offers both non-transactional and transactional features for convenient banking.

**Highlights:** Account balance and statement viewing, Fund transfers (internal and external), Mobile recharge, Bill payments, Cheque management, Card management, New account creation

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 💡 Convenient banking services
- 🚀 Fast transactions
- 🔒 Secure banking experience

**What reviewers complain about**

- 🐛 Frequent server/network issues
- 🔒 Lack of biometric login options
- 🔍 Inconsistent e-KYC process
- 🤔 Confusing feature availability

**Reported bugs**

- Login screen freezes
- Incompatibility with newer OS versions
- Inconsistent OTP delivery
- Cash withdrawal feature not working

**Requested features**

- Add biometric login options (Face ID, Fingerprint)
- Improve e-KYC process to avoid in-person verification
- Expand NPSB service coverage
- Integrate credit card management features
- Provide option to save/manage debit card details


## Frequently asked questions

### Is Nagad free?

Nagad is free to download, with no in-app purchases.

### Is PI Banking free?

PI Banking is free to download, with no in-app purchases.

### Which has better reviews, Nagad or PI Banking?

PI Banking is rated higher. Nagad averages 3.5 out of 5 from 2K ratings, while PI Banking averages 4.8 from 5.5K ratings.

### Do Nagad or PI Banking have ads?

Neither Nagad nor PI Banking shows ads.

### Which is updated more often, Nagad or PI Banking?

Nagad ships an update every 3 weeks, and PI Banking monthly. Most recently, Nagad was updated on October 26, 2026 and PI Banking on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*