# Nagad vs CellFin

The clearest difference is rating: Nagad at 3.5 against CellFin's 3.3. Nagad also leads on ratings volume (2K vs 340) and iOS requirement (12.0 vs 15.5). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Nagad holds the better App Store score, 3.5 against 3.3. That said, the two scores are not equally well evidenced: Nagad has 2K ratings behind it against 340, so its average is the more settled of the two. Written reviews complicate that: 24% of Nagad's written reviews are positive against 30% of CellFin's, so the app with the better star average is not the one people write more warmly about.

Nagad ships an update monthly, CellFin every 2 months. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Nagad | CellFin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (2K ratings)](https://appshunter.io/ios/app/nagad/id1471844924/reviews)** | [3.3 (340 ratings)](https://appshunter.io/ios/app/cellfin/id1568289820/reviews) |
| Number of ratings | **2K** | 340 |
| Positive reviews | 24.1% of reviews | **29.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 147 MB | 97 MB |
| Requires iOS | **12.0** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bangladesh Post Office](https://appshunter.io/developer/1471844923) | [Islami Bank Bangladesh Ltd](https://appshunter.io/developer/1440023758) |

## What reviewers say

### Nagad

[App page](https://appshunter.io/ios/app/nagad/id1471844924)

Manage your daily financial transactions with ease, including cash in, cash out, sending money, and mobile recharge. The app offers secure transactions with PIN verification, transaction history, and personalized features. It supports multiple mobile network operators for bill payments and recharges.

**Highlights:** Cash in and cash out, Send money (P2P), Mobile recharge and postpaid bill payment, Transaction history and summary, QR code scan for cash out, Two-phase PIN security, Contact list integration for transfers

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast transactions
- 💡 Innovative features
- 🔒 Secure platform

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⚠️ Unreliable service
- 🤖 Poor customer support
- 💸 High transaction fees

**Reported bugs**

- Login issues with OTP not received
- Transaction failures and balance discrepancies
- Compatibility problems with iOS 16 updates
- Inability to cash out or transfer funds

**Requested features**

- Add money from credit/debit cards
- Improve transaction history visibility
- Introduce bill payment options
- Enable virtual card feature


### CellFin

[App page](https://appshunter.io/ios/app/cellfin/id1568289820)

This app offers a comprehensive digital banking experience, allowing users to manage finances, open accounts, and perform transactions without visiting a branch. It provides a virtual card, money transfers, remittance services, and ATM cash withdrawals. Users can also locate bank services and manage complaints.

**Highlights:** Digital Wallet creation, Virtual VISA/MasterCard, Account integration, Balance checking, Bank account opening, Money transfer, Foreign remittance, Cardless ATM transactions

**In-app purchases:** none

**What reviewers like**

- 🚀 Best app ever
- 👍 Awesome experience
- 💡 Smart Action
- 👍 Helpful Financial App

**What reviewers complain about**

- 🐛 App crushed
- 🐛 Doesn't work properly
- 🐛 Login failed
- 🐛 Verification process waste time
- 🐛 Notification problems

**Reported bugs**

- Can't open account from overseas
- Doesn't work in abroad
- Can't use this apps on iPhone
- Not working on iOS 15
- Not working on iPhone 6

**Requested features**

- Face ID login feature
- Binimoy feature
- Dark(black) mode
- Beneficiary AC Saving Option
- Cash in through ATM machine


## Frequently asked questions

### Is Nagad free?

Nagad is free to download, with no in-app purchases.

### Is CellFin free?

CellFin is free to download, with no in-app purchases.

### Which has better reviews, Nagad or CellFin?

Nagad is rated higher. Nagad averages 3.5 out of 5 from 2K ratings, while CellFin averages 3.3 from 340 ratings.

### Do Nagad or CellFin have ads?

Neither Nagad nor CellFin shows ads.

### Which is updated more often, Nagad or CellFin?

Nagad ships an update monthly, and CellFin every 2 months. Most recently, Nagad was updated on September 24, 2026 and CellFin on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*