# 白猫贷 vs 360分期贷

The clearest difference is ads: 白猫贷 at none against 360分期贷's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

白猫贷 ships an update every 6 weeks, 360分期贷 every 3 weeks. The most recent releases landed on September 19, 2026 and August 12, 2026 respectively.

## The numbers

| Metric | 白猫贷 | 360分期贷 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.5 (2 ratings)](https://appshunter.io/ios/app/360/id1505284951/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | — | Ad-supported |
| Size | 32 MB | 81 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Guangzhou Zhidu Internet Microfinance Co., Ltd.](https://appshunter.io/developer/1317242807) | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) |

## What reviewers say

### 白猫贷

[App page](https://appshunter.io/ios/app/id1471944231)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 360分期贷

[App page](https://appshunter.io/ios/app/360/id1505284951)

This platform offers consumer installment loans with flexible repayment plans and competitive interest rates. It aims to provide quick financial solutions for users, supporting their spending needs and contributing to the real economy. Features include secure transactions and quality assurance for purchases.

**Highlights:** Consumer installment loans, Flexible repayment plans, Competitive interest rates, Secure transactions, Quality assurance for purchases, Online application and approval

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 白猫贷 free?

白猫贷 is free to download, with no in-app purchases.

### Is 360分期贷 free?

360分期贷 is free to download, with no in-app purchases.

### Do 白猫贷 or 360分期贷 have ads?

360分期贷 shows ads; 白猫贷 does not.

### Which is updated more often, 白猫贷 or 360分期贷?

白猫贷 ships an update every 6 weeks, and 360分期贷 every 3 weeks. Most recently, 白猫贷 was updated on September 19, 2026 and 360分期贷 on August 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*