# 白猫贷 vs Topay

白猫贷 and Topay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

白猫贷 ships an update every 6 weeks, Topay every 5 weeks. The most recent releases landed on September 19, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | 白猫贷 | Topay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 5 weeks** |
| Size | 32 MB | 44 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Guangzhou Zhidu Internet Microfinance Co., Ltd.](https://appshunter.io/developer/1317242807) | [Media Today Group Pty Ltd](https://appshunter.io/developer/1036508522) |

## What reviewers say

### 白猫贷

[App page](https://appshunter.io/ios/app/id1471944231)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Topay

[App page](https://appshunter.io/ios/app/topay/id1659570581)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 白猫贷 free?

白猫贷 is free to download, with no in-app purchases.

### Is Topay free?

Topay is free to download, with no in-app purchases.

### Do 白猫贷 or Topay have ads?

Neither 白猫贷 nor Topay shows ads.

### Which is updated more often, 白猫贷 or Topay?

白猫贷 ships an update every 6 weeks, and Topay every 5 weeks. Most recently, 白猫贷 was updated on September 19, 2026 and Topay on September 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*