# 白猫贷 vs 乐盈花

白猫贷 and 乐盈花 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

白猫贷 ships an update every 6 weeks, 乐盈花 every 2 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | 白猫贷 | 乐盈花 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | — | Free |
| Size | 32 MB | 33 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Guangzhou Zhidu Internet Microfinance Co., Ltd.](https://appshunter.io/developer/1317242807) | [武汉小紫啧科技有限公司](https://appshunter.io/developer/1849821311) |

## What reviewers say

### 白猫贷

[App page](https://appshunter.io/ios/app/id1471944231)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 乐盈花

[App page](https://appshunter.io/ios/app/app/id6754729874)

Offers secure, low-interest small loan services. Loan amounts, disbursement times, and approval rates are subject to actual review. Borrow responsibly based on personal capacity.

**Highlights:** Small loan services, Low interest rates, Secure platform, Cash advances, Credit loans

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 白猫贷 free?

白猫贷 is free to download, with no in-app purchases.

### Is 乐盈花 free?

乐盈花 is free to download, with no in-app purchases.

### Do 白猫贷 or 乐盈花 have ads?

Neither 白猫贷 nor 乐盈花 shows ads.

### Which is updated more often, 白猫贷 or 乐盈花?

白猫贷 ships an update every 6 weeks, and 乐盈花 every 2 months. Most recently, 白猫贷 was updated on November 3, 2026 and 乐盈花 on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*