# Cherry for Providers vs Scratch Plans

The clearest difference is rating: Cherry for Providers at 4.0 against Scratch Plans's 2.9. Cherry for Providers also leads on update cadence (every 2 months vs every 5 months). Scratch Plans's advantage is ratings volume (50 vs 4). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cherry for Providers holds the better App Store score, 4.0 against 2.9. That said, the two scores are not equally well evidenced: Scratch Plans has 50 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 36% of Cherry for Providers's written reviews are positive against 34% of Scratch Plans's.

Cherry for Providers ships an update every 2 months, Scratch Plans every 5 months. The most recent releases landed on October 10, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Cherry for Providers | Scratch Plans |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (4 ratings)](https://appshunter.io/ios/app/cherry-for-providers/id1472247158/reviews)** | [2.9 (50 ratings)](https://appshunter.io/ios/app/scratch-plans/id1492643953/reviews) |
| Number of ratings | 4 | **50** |
| Positive reviews | **35.7% of reviews** | 34.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 50 MB | 28 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Cherry Technologies, Inc.](https://appshunter.io/developer/1877885905) | [Scratch Financial](https://appshunter.io/developer/1408133639) |

## What reviewers say

### Cherry for Providers

[App page](https://appshunter.io/ios/app/cherry-for-providers/id1472247158)

This app allows existing Cherry practices to accept patient payments and applications on compatible iOS devices. It serves as an add-on to desktop software, enabling convenient checkout and the ability to send application links to patients.

**Highlights:** Patient payment processing, Application submission, Checkout on iOS devices, Send application links, View outstanding approvals

**Features:** macOS Compatibility

**In-app purchases:** none


### Scratch Plans

[App page](https://appshunter.io/ios/app/scratch-plans/id1492643953)

Access flexible payment plans for medical expenses with low APR and no hidden fees. Manage your loans, set up autopay, and reapply for new plans easily. Find practices that accept these convenient financing options.

**Highlights:** Low APR payment plans, No prepayment penalties or hidden charges, Credit score unaffected by rate checks, 1-click autopay enrollment, In-app loan management, Reapply for new plans, Find participating practices

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cherry for Providers free?

Cherry for Providers is free to download, with no in-app purchases.

### Is Scratch Plans free?

Scratch Plans is free to download, with no in-app purchases.

### Which has better reviews, Cherry for Providers or Scratch Plans?

Cherry for Providers is rated higher. Cherry for Providers averages 4.0 out of 5 from 4 ratings, while Scratch Plans averages 2.9 from 50 ratings.

### Do Cherry for Providers or Scratch Plans have ads?

Neither Cherry for Providers nor Scratch Plans shows ads.

### Which is updated more often, Cherry for Providers or Scratch Plans?

Cherry for Providers ships an update every 2 months, and Scratch Plans every 5 months. Most recently, Cherry for Providers was updated on October 10, 2026 and Scratch Plans on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*