# TruityCU vs Elevate Bank

The clearest difference is monetization model: Elevate Bank at free against TruityCU's free with in-app purchases. Elevate Bank also leads on iOS requirement (14.1 vs 18.4). TruityCU's advantage is ratings volume (7.5K vs 2) and update cadence (monthly vs every 4 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Elevate Bank holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: TruityCU has 7.5K ratings behind it against 2, so its average is the more settled of the two.

TruityCU ships an update monthly, Elevate Bank every 4 months. The most recent releases landed on September 24, 2026 and August 19, 2026 respectively.

## The numbers

| Metric | TruityCU | Elevate Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (7.5K ratings)](https://appshunter.io/ios/app/truitycu/id1472432080/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/elevate-bank/id6443923501/reviews)** |
| Number of ratings | **7.5K** | 2 |
| Positive reviews | 65.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 176 MB | 125 MB |
| Requires iOS | 18.4 | **14.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Truity Federal Credit Union](https://appshunter.io/developer/549149877) | [THE FIRST NATIONAL BANK OF SEDAN KS](https://appshunter.io/developer/799007659) |

## What reviewers say

### TruityCU

[App page](https://appshunter.io/ios/app/truitycu/id1472432080)

Consolidate all your financial accounts, including those from other institutions, into one convenient view. Manage your money effectively with tools for transaction organization, payment processing, and mobile check deposits. Secure your accounts with advanced authentication methods.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card freeze/unfreeze, View monthly statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Efficient and helpful
- 🚀 Great mobile deposit feature
- 💯 Excellent service
- 🤩 Wonderful banking experience

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🤯 Confusing and complex interface
- 😡 Lack of support for older iOS versions
- 💰 Free checking no longer free

**Reported bugs**

- App shuts off instantly after login
- Unable to switch to HSA account in the app
- Incorrect account balance display

**Requested features**

- Show credit card transactions and details
- Add ability to pay bills directly from the app
- Improve integration with budgeting apps
- Implement dark mode support


### Elevate Bank

[App page](https://appshunter.io/ios/app/elevate-bank/id6443923501)

Manage your finances on the go with this free mobile banking app. Review account balances, transfer funds, pay bills, and view cleared checks securely. Optimized for Apple devices.

**Highlights:** Review account balances, Transfer funds between accounts, Pay bills, View cleared checks, Secure and safe

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is TruityCU free?

TruityCU is free to download, with no in-app purchases.

### Is Elevate Bank free?

Elevate Bank is free to download, with no in-app purchases.

### Which has better reviews, TruityCU or Elevate Bank?

Elevate Bank is rated higher. TruityCU averages 4.8 out of 5 from 7.5K ratings, while Elevate Bank averages 5.0 from 2 ratings.

### Do TruityCU or Elevate Bank have ads?

Neither TruityCU nor Elevate Bank shows ads.

### Which is updated more often, TruityCU or Elevate Bank?

TruityCU ships an update monthly, and Elevate Bank every 4 months. Most recently, TruityCU was updated on September 24, 2026 and Elevate Bank on August 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*