# TruityCU vs MAX CU

TruityCU and MAX CU both sit at 4.8 stars, but that hides the real split: 65% of TruityCU's written reviews are positive against 28% of MAX CU's. MAX CU's advantage is monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for TruityCU against 4.7 for MAX CU. Both are backed by a comparable volume of ratings — 7.5K and 8.4K respectively. Written reviews are what separate them: 65% of TruityCU's written reviews are positive against 28% of MAX CU's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | TruityCU | MAX CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (7.5K ratings)](https://appshunter.io/ios/app/truitycu/id1472432080/reviews)** | [4.7 (8.4K ratings)](https://appshunter.io/ios/app/max-cu/id6743123468/reviews) |
| Number of ratings | 7.5K | **8.4K** |
| Positive reviews | **65.5% of reviews** | 27.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 176 MB | 177 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Truity Federal Credit Union](https://appshunter.io/developer/549149877) | [MAX Credit Union](https://appshunter.io/developer/456251903) |

## What reviewers say

### TruityCU

[App page](https://appshunter.io/ios/app/truitycu/id1472432080)

Consolidate all your financial accounts, including those from other institutions, into one convenient view. Manage your money effectively with tools for transaction organization, payment processing, and mobile check deposits. Secure your accounts with advanced authentication methods.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card freeze/unfreeze, View monthly statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Efficient and helpful
- 🚀 Great mobile deposit feature
- 💯 Excellent service
- 🤩 Wonderful banking experience

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🤯 Confusing and complex interface
- 😡 Lack of support for older iOS versions
- 💰 Free checking no longer free

**Reported bugs**

- App shuts off instantly after login
- Unable to switch to HSA account in the app
- Incorrect account balance display

**Requested features**

- Show credit card transactions and details
- Add ability to pay bills directly from the app
- Improve integration with budgeting apps
- Implement dark mode support


### MAX CU

[App page](https://appshunter.io/ios/app/max-cu/id6743123468)

Manage your finances on the go with this app. Organize transactions, set alerts, pay bills, transfer funds, and deposit checks remotely. Securely access your accounts and find branches or ATMs.

**Highlights:** Organize transactions with tags and notes, Set balance alerts, Pay bills and loans, Transfer money between accounts, Deposit checks remotely, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- ⭐ Improved security

**What reviewers complain about**

- 🚧 Clunky UI and navigation
- 🕰️ Slow performance and loading
- 🤷‍♀️ Lack of account overview
- 🔒 Unwanted account visibility
- 🤯 Removal of essential features

**Reported bugs**

- App crashes and freezes
- Login issues and unresponsive customer support

**Requested features**

- Ability to nickname accounts
- Restore previous app functionality
- Bring back Bill Pay


## Frequently asked questions

### Is TruityCU free?

TruityCU is free to download, with no in-app purchases.

### Is MAX CU free?

MAX CU is free to download, with no in-app purchases.

### Which has better reviews, TruityCU or MAX CU?

TruityCU is rated higher. TruityCU averages 4.8 out of 5 from 7.5K ratings, while MAX CU averages 4.7 from 8.4K ratings.

### Do TruityCU or MAX CU have ads?

Neither TruityCU nor MAX CU shows ads.

### Which is updated more often, TruityCU or MAX CU?

TruityCU ships an update monthly, and MAX CU monthly. Most recently, TruityCU was updated on September 24, 2026 and MAX CU on September 23, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*