# The Beans vs Border Bank

The clearest difference is review sentiment: The Beans at 66% against Border Bank's 22%. The Beans also leads on iOS requirement (15.1 vs 18.4). Border Bank's advantage is rating (4.6 vs 4.1) and in-app purchases (none vs 2). On price, update cadence, ads and monetization model there is nothing between them.

Both are free to download. The Beans sells 2 in-app purchases, starting at $4.99 per month. Border Bank asks for nothing beyond the download.

Border Bank holds the better App Store score, 4.6 against 4.1. That said, the two scores are not equally well evidenced: Border Bank has 794 ratings behind it against 87, so its average is the more settled of the two. Written reviews complicate that: 66% of The Beans's written reviews are positive against 22% of Border Bank's, so the app with the better star average is not the one people write more warmly about.

The Beans ships an update every 2 weeks, Border Bank every 3 weeks. The most recent releases landed on October 20, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | The Beans | Border Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (87 ratings)](https://appshunter.io/ios/app/the-beans/id1472437187/reviews) | **[4.6 (794 ratings)](https://appshunter.io/ios/app/border-bank/id6746457929/reviews)** |
| Number of ratings | 87 | **794** |
| Positive reviews | **65.9% of reviews** | 22.2% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 58 MB | 197 MB |
| Requires iOS | **15.1** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [TheBeans](https://appshunter.io/developer/1472415861) | [Border Bank](https://appshunter.io/developer/510385190) |

## What reviewers say

### The Beans

[App page](https://appshunter.io/ios/app/the-beans/id1472437187)

This app offers a free, personalized visual financial plan to help you achieve money and life balance. It automatically categorizes transactions, plans expenses, and provides spending updates. Securely connect your accounts for a holistic financial overview.

**Highlights:** Custom visual financial plan, Automatic transaction labeling, Monthly expense planning, Spending and bill updates, Secure account connection, Personalized plan customization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| The Beans Premium - 1 month | $4.99 | per month |
| The Beans Premium - 1 year | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use and user-friendly
- 🚀 Helps stay motivated and reduce financial anxiety
- 💡 Provides a clear picture of budget and finances
- ✅ Quick and easy plan development
- ✨ Well-designed and reliable

**What reviewers complain about**

- ❌ Not great for entrepreneurs with complex income
- 💸 Unauthorized withdrawal of funds
- 🚫 Unable to download on iPhone
- 🤔 Confusing interface and lack of explanation
- ⚠️ Inaccurate expense tracking

**Reported bugs**

- 🐛 App unable to recognize all income flows for entrepreneurs
- 🐛 Buggy app preventing access to transferred money details
- 🐛 Inaccurate tracking of expenses and month-over-month spending
- 🐛 App overheats iPhone
- 🐛 Transactions on account not showing up in the app

**Requested features**

- Ability to manually add reoccurring expenses and income
- More clear explanations of visuals and functionality
- Option to delete account directly within the app
- Support for weekly payment schedules
- Improved handling of complex income flows for entrepreneurs


### Border Bank

[App page](https://appshunter.io/ios/app/border-bank/id6746457929)

Manage your finances with this secure and fast personal banking app. Set up alerts, make payments, transfer funds, deposit checks, and manage your debit card. Access statements and find nearby branches or ATMs.

**Highlights:** Account balance alerts, Make payments to companies and friends, Transfer money between accounts, Mobile check deposit, Debit card management, View and save monthly statements, Branch and ATM locator

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is The Beans free?

The Beans is free to download, with in-app purchases available.

### Is Border Bank free?

Border Bank is free to download, with no in-app purchases.

### Which has better reviews, The Beans or Border Bank?

Border Bank is rated higher. The Beans averages 4.1 out of 5 from 87 ratings, while Border Bank averages 4.6 from 794 ratings.

### Do The Beans or Border Bank have ads?

Neither The Beans nor Border Bank shows ads.

### Which is updated more often, The Beans or Border Bank?

The Beans ships an update every 2 weeks, and Border Bank every 3 weeks. Most recently, The Beans was updated on October 20, 2026 and Border Bank on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*