# Помощник ОСАГО vs ЧЭСК

The clearest difference is review sentiment: Помощник ОСАГО at 74% against ЧЭСК's 8%. Помощник ОСАГО also leads on rating (4.9 vs 2.3) and ratings volume (210 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Помощник ОСАГО holds the better App Store score, 4.9 against 2.3. That said, the two scores are not equally well evidenced: Помощник ОСАГО has 210 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 74% of Помощник ОСАГО's written reviews are positive against 8% of ЧЭСК's.

Помощник ОСАГО ships an update every 3 weeks, ЧЭСК fortnightly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Помощник ОСАГО | ЧЭСК |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (210 ratings)](https://appshunter.io/ios/app/id1472532474/reviews)** | [2.3 (6 ratings)](https://appshunter.io/ios/app/id1504828661/reviews) |
| Number of ratings | **210** | 6 |
| Positive reviews | **74.2% of reviews** | 8.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 138 MB | 38 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [bip.ru](https://appshunter.io/developer/1688696597) | [Backspark OOO](https://appshunter.io/developer/1711202826) |

## What reviewers say

### Помощник ОСАГО

[App page](https://appshunter.io/ios/app/id1472532474)

Compare prices from 20 insurance companies to find the most affordable OSAGO policy. Get your digital policy quickly and store it in the app. Also, pay traffic fines and check vehicle history.

**Highlights:** Compare OSAGO prices, Purchase digital OSAGO policy, Pay traffic fines, Check vehicle history, Check driver's license status, Compare KASKO offers

**Features:** macOS Compatibility

**In-app purchases:** none


### ЧЭСК

[App page](https://appshunter.io/ios/app/id1504828661)

Access your personal account information, including payments, meter readings, and billing history. Manage your account by changing passwords, requesting meter replacements, and receiving payment documents via email. Communicate directly with the energy company and access company information.

**Highlights:** View payment history, Submit meter readings, Track billing history, Request meter replacement, Receive e-statements, Contact energy company

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Помощник ОСАГО free?

Помощник ОСАГО is free to download, with no in-app purchases.

### Is ЧЭСК free?

ЧЭСК is free to download, with no in-app purchases.

### Which has better reviews, Помощник ОСАГО or ЧЭСК?

Помощник ОСАГО is rated higher. Помощник ОСАГО averages 4.9 out of 5 from 210 ratings, while ЧЭСК averages 2.3 from 6 ratings.

### Do Помощник ОСАГО or ЧЭСК have ads?

Neither Помощник ОСАГО nor ЧЭСК shows ads.

### Which is updated more often, Помощник ОСАГО or ЧЭСК?

Помощник ОСАГО ships an update every 3 weeks, and ЧЭСК fortnightly. Most recently, Помощник ОСАГО was updated on November 6, 2026 and ЧЭСК on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*