# Помощник ОСАГО vs Кредит Plus

The clearest difference is ads: Помощник ОСАГО at none against Кредит Plus's shown. Помощник ОСАГО also leads on ratings volume (173 vs 3) and update cadence (every 3 weeks vs every 2 months). Кредит Plus's advantage is iOS requirement (12.0 vs 15.0). On price, rating, review sentiment and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Помощник ОСАГО against 5.0 for Кредит Plus. That said, the two scores are not equally well evidenced: Помощник ОСАГО has 173 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 90% of Помощник ОСАГО's written reviews are positive against 88% of Кредит Plus's.

Помощник ОСАГО ships an update every 3 weeks, Кредит Plus every 2 months. The most recent releases landed on September 24, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Помощник ОСАГО | Кредит Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (173 ratings)](https://appshunter.io/ios/app/id1472532474/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/plus/id1600641202/reviews)** |
| Number of ratings | **173** | 3 |
| Positive reviews | **89.6% of reviews** | 87.5% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | **Free** | Ad-supported |
| Size | 134 MB | 46 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [bip.ru](https://appshunter.io/developer/1688696597) | [AURUS, OOO](https://appshunter.io/developer/1600641204) |

## What reviewers say

### Помощник ОСАГО

[App page](https://appshunter.io/ios/app/id1472532474)

Compare prices from 20 insurance companies to find the most affordable OSAGO policy. Get your digital policy quickly and store it in the app. Also, pay traffic fines and check vehicle history.

**Highlights:** Compare OSAGO prices, Purchase digital OSAGO policy, Pay traffic fines, Check vehicle history, Check driver's license status, Compare KASKO offers

**Features:** macOS Compatibility

**In-app purchases:** none


### Кредит Plus

[App page](https://appshunter.io/ios/app/plus/id1600641202)

Get quick online loans for any need. This app offers transparent and secure microloans with no hidden fees. Apply easily and receive funds directly to your card.

**Highlights:** Quick online loans, Microloans to card, Transparent terms, No hidden fees, 24/7 availability, Fast application process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Помощник ОСАГО free?

Помощник ОСАГО is free to download, with no in-app purchases.

### Is Кредит Plus free?

Кредит Plus is free to download, with no in-app purchases.

### Which has better reviews, Помощник ОСАГО or Кредит Plus?

Кредит Plus is rated higher. Помощник ОСАГО averages 4.9 out of 5 from 173 ratings, while Кредит Plus averages 5.0 from 3 ratings.

### Do Помощник ОСАГО or Кредит Plus have ads?

Кредит Plus shows ads; Помощник ОСАГО does not.

### Which is updated more often, Помощник ОСАГО or Кредит Plus?

Помощник ОСАГО ships an update every 3 weeks, and Кредит Plus every 2 months. Most recently, Помощник ОСАГО was updated on September 24, 2026 and Кредит Plus on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*