# Помощник ОСАГО vs Свет КСК

The clearest difference is ratings volume: Помощник ОСАГО at 173 against Свет КСК's 3. On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Помощник ОСАГО against 5.0 for Свет КСК. That said, the two scores are not equally well evidenced: Помощник ОСАГО has 173 ratings behind it against 3, so its average is the more settled of the two.

Помощник ОСАГО ships an update every 3 weeks, Свет КСК monthly. The most recent releases landed on September 24, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Помощник ОСАГО | Свет КСК |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (173 ratings)](https://appshunter.io/ios/app/id1472532474/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/id6444723387/reviews)** |
| Number of ratings | **173** | 3 |
| Positive reviews | 89.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 134 MB | 57 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [bip.ru](https://appshunter.io/developer/1688696597) | [ПАО «Калужская сбытовая компания»](https://appshunter.io/developer/1656398806) |

## What reviewers say

### Помощник ОСАГО

[App page](https://appshunter.io/ios/app/id1472532474)

Compare prices from 20 insurance companies to find the most affordable OSAGO policy. Get your digital policy quickly and store it in the app. Also, pay traffic fines and check vehicle history.

**Highlights:** Compare OSAGO prices, Purchase digital OSAGO policy, Pay traffic fines, Check vehicle history, Check driver's license status, Compare KASKO offers

**Features:** macOS Compatibility

**In-app purchases:** none


### Свет КСК

[App page](https://appshunter.io/ios/app/id6444723387)

Manage your electricity bills and payments for residential and non-residential properties. Easily submit meter readings, view your balance, and pay bills without leaving home. Opt for paperless billing and email notifications.

**Highlights:** Add personal accounts, Submit meter readings, Pay bills without commission, View balance and account info, Subscribe to e-bills, Opt-out of paper bills

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Помощник ОСАГО free?

Помощник ОСАГО is free to download, with no in-app purchases.

### Is Свет КСК free?

Свет КСК is free to download, with no in-app purchases.

### Which has better reviews, Помощник ОСАГО or Свет КСК?

Свет КСК is rated higher. Помощник ОСАГО averages 4.9 out of 5 from 173 ratings, while Свет КСК averages 5.0 from 3 ratings.

### Do Помощник ОСАГО or Свет КСК have ads?

Neither Помощник ОСАГО nor Свет КСК shows ads.

### Which is updated more often, Помощник ОСАГО or Свет КСК?

Помощник ОСАГО ships an update every 3 weeks, and Свет КСК monthly. Most recently, Помощник ОСАГО was updated on September 24, 2026 and Свет КСК on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*