# Помощник ОСАГО vs Поток

The clearest difference is ratings volume: Помощник ОСАГО at 173 against Поток's 12. Поток's advantage is iOS requirement (13.0 vs 15.0). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Помощник ОСАГО against 4.9 for Поток. That said, the two scores are not equally well evidenced: Помощник ОСАГО has 173 ratings behind it against 12, so its average is the more settled of the two. Written reviews are what separate them: 90% of Помощник ОСАГО's written reviews are positive against 85% of Поток's.

Помощник ОСАГО ships an update every 3 weeks, Поток every 11 days. The most recent releases landed on September 24, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Помощник ОСАГО | Поток |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (173 ratings)](https://appshunter.io/ios/app/id1472532474/reviews) | [4.9 (12 ratings)](https://appshunter.io/ios/app/id6450306955/reviews) |
| Number of ratings | **173** | 12 |
| Positive reviews | **89.6% of reviews** | 84.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 11 days** |
| Monetization | Free | Free |
| Size | 134 MB | 83 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [bip.ru](https://appshunter.io/developer/1688696597) | [ООО "Поток.Система"](https://appshunter.io/developer/1692759260) |

## What reviewers say

### Помощник ОСАГО

[App page](https://appshunter.io/ios/app/id1472532474)

Compare prices from 20 insurance companies to find the most affordable OSAGO policy. Get your digital policy quickly and store it in the app. Also, pay traffic fines and check vehicle history.

**Highlights:** Compare OSAGO prices, Purchase digital OSAGO policy, Pay traffic fines, Check vehicle history, Check driver's license status, Compare KASKO offers

**Features:** macOS Compatibility

**In-app purchases:** none


### Поток

[App page](https://appshunter.io/ios/app/id6450306955)

Invest in business loans with this platform, offering potentially higher returns than traditional options. Utilize AI-powered scoring for risk management and track your investments with detailed analytics. Manage your accounts easily and get support for your financial growth.

**Highlights:** Invest in business loans, AI-powered risk scoring, High annual returns up to 25%, Easy account management, Detailed analytics and statistics, Central Bank of Russia licensed

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Помощник ОСАГО free?

Помощник ОСАГО is free to download, with no in-app purchases.

### Is Поток free?

Поток is free to download, with no in-app purchases.

### Which has better reviews, Помощник ОСАГО or Поток?

Помощник ОСАГО and Поток are both rated 4.9 out of 5 on the App Store, from 173 and 12 ratings respectively.

### Do Помощник ОСАГО or Поток have ads?

Neither Помощник ОСАГО nor Поток shows ads.

### Which is updated more often, Помощник ОСАГО or Поток?

Помощник ОСАГО ships an update every 3 weeks, and Поток every 11 days. Most recently, Помощник ОСАГО was updated on September 24, 2026 and Поток on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*