# Помощник ОСАГО vs Займы онлайн

The clearest difference is rating: Помощник ОСАГО at 4.9 against Займы онлайн's 3.7. Помощник ОСАГО also leads on ratings volume (210 vs 3). Займы онлайн's advantage is review sentiment (100% vs 74%) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Помощник ОСАГО holds the better App Store score, 4.9 against 3.7. That said, the two scores are not equally well evidenced: Помощник ОСАГО has 210 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 74% of Помощник ОСАГО's written reviews are positive against 100% of Займы онлайн's, so the app with the better star average is not the one people write more warmly about.

Помощник ОСАГО ships an update every 3 weeks, Займы онлайн fortnightly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Помощник ОСАГО | Займы онлайн |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (210 ratings)](https://appshunter.io/ios/app/id1472532474/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/id6463181181/reviews) |
| Number of ratings | **210** | 3 |
| Positive reviews | 74.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 138 MB | 19 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [bip.ru](https://appshunter.io/developer/1688696597) | [MKK Ekspress-Kredit, OOO](https://appshunter.io/developer/1704062054) |

## What reviewers say

### Помощник ОСАГО

[App page](https://appshunter.io/ios/app/id1472532474)

Compare prices from 20 insurance companies to find the most affordable OSAGO policy. Get your digital policy quickly and store it in the app. Also, pay traffic fines and check vehicle history.

**Highlights:** Compare OSAGO prices, Purchase digital OSAGO policy, Pay traffic fines, Check vehicle history, Check driver's license status, Compare KASKO offers

**Features:** macOS Compatibility

**In-app purchases:** none


### Займы онлайн

[App page](https://appshunter.io/ios/app/id6463181181)

Access quick financial assistance when you need it most, bridging the gap until your next paycheck. This application facilitates fast and easy loan applications from anywhere in Russia, with funds directly transferred to your bank card.

**Highlights:** Quick loan application process, Funds transferred to bank card, Available throughout Russia, Minimum repayment period of 61 days, Maximum APR of 26.05%

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Помощник ОСАГО free?

Помощник ОСАГО is free to download, with no in-app purchases.

### Is Займы онлайн free?

Займы онлайн is free to download, with no in-app purchases.

### Which has better reviews, Помощник ОСАГО or Займы онлайн?

Помощник ОСАГО is rated higher. Помощник ОСАГО averages 4.9 out of 5 from 210 ratings, while Займы онлайн averages 3.7 from 3 ratings.

### Do Помощник ОСАГО or Займы онлайн have ads?

Neither Помощник ОСАГО nor Займы онлайн shows ads.

### Which is updated more often, Помощник ОСАГО or Займы онлайн?

Помощник ОСАГО ships an update every 3 weeks, and Займы онлайн fortnightly. Most recently, Помощник ОСАГО was updated on November 6, 2026 and Займы онлайн on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*