# Legacy Visa® vs Total Card

The clearest difference is review sentiment: Legacy Visa® at 75% against Total Card's 10%. Legacy Visa® also leads on rating (4.8 vs 2.1) and ratings volume (11K vs 334). Total Card's advantage is update cadence (monthly vs every 10 months) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Legacy Visa® holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: Legacy Visa® has 11K ratings behind it against 334, so its average is the more settled of the two. Written reviews point the same way: 75% of Legacy Visa®'s written reviews are positive against 10% of Total Card's.

Legacy Visa® ships an update every 10 months, Total Card monthly. The most recent releases landed on November 12, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Legacy Visa® | Total Card |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (11K ratings)](https://appshunter.io/ios/app/legacy-visa/id1472532639/reviews)** | [2.1 (334 ratings)](https://appshunter.io/ios/app/total-card/id1574751566/reviews) |
| Number of ratings | **11K** | 334 |
| Positive reviews | **75.3% of reviews** | 9.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Monthly** |
| Monetization | Free | Free |
| Size | 73 MB | 227 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First National Bank SD-MN](https://appshunter.io/developer/1377173175) | [Vervent, Inc](https://appshunter.io/developer/1574751568) |

## What reviewers say

### Legacy Visa®

[App page](https://appshunter.io/ios/app/legacy-visa/id1472532639)

Manage your credit card account conveniently from your mobile device. Access balances, make payments, set up alerts, and update your information securely.

**Highlights:** Secure biometric login, Account activity alerts, Customizable push notifications, View and download statements, Make payments and manage Autopay, Update account information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient app
- 🚀 Smooth app
- 🚀 Efficient
- 🚀 User friendly

**What reviewers complain about**

- 🐛 App crashes/freezes
- 🐛 Inaccurate account information
- 🐛 Login issues
- 🔒 Lack of security features (e.g. no card locking)
- 💰 High fees and charges

**Reported bugs**

- App crashes when trying to make a payment
- Unable to access account information
- Verification code not received
- Inconsistent account balance display

**Requested features**

- Allow more payment options
- Add scheduled payment feature
- Improve payment date flexibility
- Provide payment confirmation numbers
- Add card locking/unlocking feature


### Total Card

[App page](https://appshunter.io/ios/app/total-card/id1574751566)

Manage your credit card account easily with this app. Make payments, view transactions and statements, and check your available credit. It also offers free credit monitoring powered by TransUnion.

**Highlights:** Make payments, View transactions and statements, Check available credit, Free credit monitoring, Manage credit card account

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🙏🏾 Pretty fair
- 💎 Awesome
- 🧗🏾‍♀️ Excellent

**What reviewers complain about**

- 🗑️ Trash app
- 🔒 Can't lock card
- 🚫 App Not Working
- 🚫 DON'T FALL FOR THESE SCAMMERS
- 💰 Bad card worse app

**Reported bugs**

- Face ID/biometrics not working consistently
- Login issues
- App crashes/freezes
- Payment processing problems

**Requested features**

- Keep biometric login
- Allow access to multiple accounts


## Frequently asked questions

### Is Legacy Visa® free?

Legacy Visa® is free to download, with no in-app purchases.

### Is Total Card free?

Total Card is free to download, with no in-app purchases.

### Which has better reviews, Legacy Visa® or Total Card?

Legacy Visa® is rated higher. Legacy Visa® averages 4.8 out of 5 from 11K ratings, while Total Card averages 2.1 from 334 ratings.

### Do Legacy Visa® or Total Card have ads?

Neither Legacy Visa® nor Total Card shows ads.

### Which is updated more often, Legacy Visa® or Total Card?

Legacy Visa® ships an update every 10 months, and Total Card monthly. Most recently, Legacy Visa® was updated on November 12, 2026 and Total Card on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*