# Legacy Visa® vs Legacy

The clearest difference is rating: Legacy Visa® at 4.8 against Legacy's 4.1. Legacy Visa® also leads on ratings volume (11K vs 35). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Legacy Visa® holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: Legacy Visa® has 11K ratings behind it against 35, so its average is the more settled of the two. Written reviews point the same way: 75% of Legacy Visa®'s written reviews are positive against 71% of Legacy's.

Legacy Visa® ships an update every 10 months, Legacy every 8 months. The most recent releases landed on November 12, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Legacy Visa® | Legacy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (11K ratings)](https://appshunter.io/ios/app/legacy-visa/id1472532639/reviews)** | [4.1 (35 ratings)](https://appshunter.io/ios/app/legacy-mobile-banking/id6745814270/reviews) |
| Number of ratings | **11K** | 35 |
| Positive reviews | **75.3% of reviews** | 70.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Every 8 months** |
| Monetization | Free | Free |
| Size | 73 MB | 27 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First National Bank SD-MN](https://appshunter.io/developer/1377173175) | [Legacy Community Federal Credit Union](https://appshunter.io/developer/1007515772) |

## What reviewers say

### Legacy Visa®

[App page](https://appshunter.io/ios/app/legacy-visa/id1472532639)

Manage your credit card account conveniently from your mobile device. Access balances, make payments, set up alerts, and update your information securely.

**Highlights:** Secure biometric login, Account activity alerts, Customizable push notifications, View and download statements, Make payments and manage Autopay, Update account information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient app
- 🚀 Smooth app
- 🚀 Efficient
- 🚀 User friendly

**What reviewers complain about**

- 🐛 App crashes/freezes
- 🐛 Inaccurate account information
- 🐛 Login issues
- 🔒 Lack of security features (e.g. no card locking)
- 💰 High fees and charges

**Reported bugs**

- App crashes when trying to make a payment
- Unable to access account information
- Verification code not received
- Inconsistent account balance display

**Requested features**

- Allow more payment options
- Add scheduled payment feature
- Improve payment date flexibility
- Provide payment confirmation numbers
- Add card locking/unlocking feature


### Legacy

[App page](https://appshunter.io/ios/app/legacy-mobile-banking/id6745814270)

Manage your finances on the go with this mobile banking application. Easily view account balances, make payments, transfer funds, and deposit checks. It offers a comprehensive overview of your financial relationship and tools to manage cards and credit scores.

**Highlights:** View account balances and export statements, Pay bills and loans, Activate and manage debit/credit cards, Transfer funds between accounts, Monitor credit score, Secure in-app chat support, Enable alerts and notifications

**In-app purchases:** none

**What reviewers like**

- 🚀 User-friendly app
- 👍 Easy to navigate
- 👍 Convenient features (transfer money, view credit score)
- 🚀 Improved performance

**What reviewers complain about**

- 🐛 Biometric login issues
- 🔍 Promotions/offers take up too much screen space
- 🐛 Slow login process

**Reported bugs**

- Biometric login not working properly
- Slow login process

**Requested features**

- Remove chatbot and promotions
- Improve biometric login experience


## Frequently asked questions

### Is Legacy Visa® free?

Legacy Visa® is free to download, with no in-app purchases.

### Is Legacy free?

Legacy is free to download, with no in-app purchases.

### Which has better reviews, Legacy Visa® or Legacy?

Legacy Visa® is rated higher. Legacy Visa® averages 4.8 out of 5 from 11K ratings, while Legacy averages 4.1 from 35 ratings.

### Do Legacy Visa® or Legacy have ads?

Neither Legacy Visa® nor Legacy shows ads.

### Which is updated more often, Legacy Visa® or Legacy?

Legacy Visa® ships an update every 10 months, and Legacy every 8 months. Most recently, Legacy Visa® was updated on November 12, 2026 and Legacy on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*