# CardPointers for Credit Cards vs Centible

The clearest difference is in-app purchases: Centible at none against CardPointers for Credit Cards's 15. Centible also leads on rating (5.0 vs 4.7) and review sentiment (100% vs 79%). CardPointers for Credit Cards's advantage is update cadence (every 5 days vs every 2 months) and ratings volume (10K vs 15). On price and ads there is nothing between them.

Both are free to download. CardPointers for Credit Cards sells 14 in-app purchases, starting at $6.99 per month. Centible asks for nothing beyond the download.

Centible holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: CardPointers for Credit Cards has 10K ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 79% of CardPointers for Credit Cards's written reviews are positive against 100% of Centible's.

CardPointers for Credit Cards ships an update every 5 days, Centible every 2 months. The most recent releases landed on September 26, 2026 and June 10, 2026 respectively.

## The numbers

| Metric | CardPointers for Credit Cards | Centible |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (10K ratings)](https://appshunter.io/ios/app/cardpointers-for-credit-cards/id1472875808/reviews) | **[5.0 (15 ratings)](https://appshunter.io/ios/app/centible/id6443507950/reviews)** |
| Number of ratings | **10K** | 15 |
| Positive reviews | 79.1% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#31** | — |
| Size | 113 MB | 24 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch, Vision Pro** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [CardPointers LLC](https://appshunter.io/developer/440113695) | [App Team Carolina](https://appshunter.io/developer/1683931124) |

## What reviewers say

### CardPointers for Credit Cards

[App page](https://appshunter.io/ios/app/cardpointers-for-credit-cards/id1472875808)

**Currently charting:** #31 Top Grossing · Finance (US App Store)

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

**Highlights:** Automatic category bonus tracking, Real-time card recommendations, Offer management and activation, Siri and chatbot integration, Location-based store suggestions, Safari web extension for online shopping, Apple Watch app

**Features:** Safari Extension, Family Sharing, Apple Wallet, Apple Watch app

**In-app purchases (14)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CardPointers+ | $6.99 | per month |
| CardPointers+ | $7.99 | per month |
| CardPointers+ | $9.99 | per month |
| CardPointers+ | $59.99 | per year |
| CardPointers+ | $59.99 | per year |
| CardPointers+ | $71.99 | per year |
| CardPointers+ | $89.99 | per year |
| Tiny Tip | $0.99 | one-time |
| Small Tip | $1.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Large Tip | $9.99 | one-time |
| CardPointers+ (Lifetime) | $139.99 | one-time |
| CardPointers+ (Lifetime) | $199.99 | one-time |
| CardPointers+ (Lifetime) | $239.99 | one-time |

**What reviewers like**

- 🚀 Best app for adding and tracking credit card offers
- 👍 Indispensable credit card companion
- 👍 Great app, great customer service
- 👍 Exceptional customer service
- 👍 Helpful and intuitive app

**What reviewers complain about**

- 🐛 Glitchy and slow performance
- 💰 Subscription is too steep
- 🚫 No support for non-US cards

**Reported bugs**

- Inconsistent data across devices
- Inability to edit card details

**Requested features**

- Location-based card recommendations
- Ability to adjust bonus categories
- Option to track multiple cards of the same type


### Centible

[App page](https://appshunter.io/ios/app/centible/id6443507950)

This app helps students track their spending with a simple, mindful approach. Securely link bank accounts to view transactions, categorize purchases with a tap, and understand spending trends through easy-to-read graphs. Your financial data remains private and on your device.

**Highlights:** Secure bank account connection, Automatic transaction import, One-tap purchase categorization, Customizable spending categories, Visual spending trend graphs, Privacy-focused data handling

**In-app purchases:** none


## Frequently asked questions

### Is CardPointers for Credit Cards free?

CardPointers for Credit Cards is free to download, with in-app purchases available.

### Is Centible free?

Centible is free to download, with no in-app purchases.

### Which has better reviews, CardPointers for Credit Cards or Centible?

Centible is rated higher. CardPointers for Credit Cards averages 4.7 out of 5 from 10K ratings, while Centible averages 5.0 from 15 ratings.

### Do CardPointers for Credit Cards or Centible have ads?

Neither CardPointers for Credit Cards nor Centible shows ads.

### Which is updated more often, CardPointers for Credit Cards or Centible?

CardPointers for Credit Cards ships an update every 5 days, and Centible every 2 months. Most recently, CardPointers for Credit Cards was updated on September 26, 2026 and Centible on June 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*