# Grid Money vs myFlexPay (powered by Stream)

The clearest difference is review sentiment: Grid Money at 53% against myFlexPay (powered by Stream)'s 34%. Grid Money also leads on chart position (#92 vs unranked) and ratings volume (30K vs 8.8K). myFlexPay (powered by Stream)'s advantage is rating (4.9 vs 4.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myFlexPay (powered by Stream) holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 30K and 8.8K respectively. Written reviews complicate that: 53% of Grid Money's written reviews are positive against 34% of myFlexPay (powered by Stream)'s, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 9, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Grid Money | myFlexPay (powered by Stream) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (30K ratings)](https://appshunter.io/ios/app/grid-money/id1473180914/reviews) | **[4.9 (8.8K ratings)](https://appshunter.io/ios/app/myflexpay-powered-by-stream/id1501683123/reviews)** |
| Number of ratings | **30K** | 8.8K |
| Positive reviews | **52.7% of reviews** | 34.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | Freemium | Free with in-app purchases |
| Best chart rank | **#92** | — |
| Size | 279 MB | 57 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Hatfield, Inc.](https://appshunter.io/developer/1387973302) | [Stream Platforms, Inc.](https://appshunter.io/developer/1532222758) |

## What reviewers say

### Grid Money

[App page](https://appshunter.io/ios/app/grid-money/id1473180914)

**Currently charting:** #92 Top Free · Finance (US App Store)

Access cash advances up to $200 without interest or credit checks. Optimize your tax withholdings to receive more money in each paycheck. Offers a simple monthly subscription for premium features.

**Highlights:** Cash advances up to $200, No interest or credit checks, Tax withholding optimization, Fast and easy sign-up, Transparent pricing, Grid+ monthly subscription

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant cash advances
- 💳 Helpful credit-building tools
- 👍 User-friendly app
- 🤝 Reliable customer service
- 💰 Flexible repayment options

**What reviewers complain about**

- 🐛 Technical issues with account connectivity
- 🕰️ Slow response from customer support
- 💰 Subscription fees and hidden costs
- 🔒 Concerns about account security
- 📆 Delays in receiving cash advances

**Reported bugs**

- Recurring subscription charges even after cancellation
- Inability to access funds due to 'network issues'
- Inconsistent advance amounts and payout timelines
- Difficulty in closing accounts and removing bank information

**Requested features**

- Expand support for non-W2 workers
- Improve direct deposit and early paycheck access
- Provide more transparency on credit-building features
- Enhance communication and update users on service disruptions


### myFlexPay (powered by Stream)

[App page](https://appshunter.io/ios/app/myflexpay-powered-by-stream/id1501683123)

Access your earned wages instantly, avoiding traditional payday waits. This app helps you save, budget, and manage your money with smart tools and personalized guidance. It partners with employers to provide flexible pay options and financial well-being.

**Highlights:** Access earned wages anytime, Real-time earnings tracking, High-interest savings accounts, Consolidated spending insights, Exclusive discounts, AI money coach

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient
- ⚡ Easy
- 💰 Instant funds transfer
- 🙌 Life changer

**What reviewers complain about**

- 🐛 App crashes/bugs
- ⚠️ Inconsistent performance
- 🚫 No customer service
- 🕰️ Delayed shift/pay updates
- 💳 Issues with card/account setup

**Reported bugs**

- Login/account creation issues
- Shift/pay updates not working
- Funds availability problems
- Glitches with in-app features

**Requested features**

- Standard/next-day transfer option
- Improved customer support
- Overtime pay calculation
- Savings account integration


## Frequently asked questions

### Is Grid Money free?

Grid Money is free to download, with no in-app purchases.

### Is myFlexPay (powered by Stream) free?

myFlexPay (powered by Stream) is free to download, with no in-app purchases.

### Which has better reviews, Grid Money or myFlexPay (powered by Stream)?

myFlexPay (powered by Stream) is rated higher. Grid Money averages 4.6 out of 5 from 30K ratings, while myFlexPay (powered by Stream) averages 4.9 from 8.8K ratings.

### Do Grid Money or myFlexPay (powered by Stream) have ads?

Neither Grid Money nor myFlexPay (powered by Stream) shows ads.

### Which is updated more often, Grid Money or myFlexPay (powered by Stream)?

Grid Money ships an update weekly, and myFlexPay (powered by Stream) weekly. Most recently, Grid Money was updated on November 9, 2026 and myFlexPay (powered by Stream) on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*