# MyIrishLife vs EBS Authenticator

The clearest difference is rating: MyIrishLife at 4.4 against EBS Authenticator's 1.6. MyIrishLife also leads on review sentiment (33% vs 17%) and ratings volume (73 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyIrishLife holds the better App Store score, 4.4 against 1.6. That said, the two scores are not equally well evidenced: MyIrishLife has 73 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 33% of MyIrishLife's written reviews are positive against 17% of EBS Authenticator's.

MyIrishLife ships an update monthly, EBS Authenticator every 2 months. The most recent releases landed on September 23, 2026 and July 5, 2026 respectively.

## The numbers

| Metric | MyIrishLife | EBS Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (73 ratings)](https://appshunter.io/ios/app/myirishlife/id1473276483/reviews)** | [1.6 (5 ratings)](https://appshunter.io/ios/app/ebs-authenticator/id1474044959/reviews) |
| Number of ratings | **73** | 5 |
| Positive reviews | **33.3% of reviews** | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 64 MB | 8 MB |
| Requires iOS | 15.1 | **15** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Irish Life](https://appshunter.io/developer/465345292) | [EBS Designated Activity Company](https://appshunter.io/developer/1474044958) |

## What reviewers say

### MyIrishLife

[App page](https://appshunter.io/ios/app/myirishlife/id1473276483)

Manage your financial and health plans in one secure location. Easily submit claims, view balances, and access documents anytime, anywhere. Stay in control of your finances and well-being with this all-in-one platform.

**Highlights:** All-in-one financial and health management, Submit claims easily, View account balances, Access latest documents, 24/7 access from any device, Secure platform for all plans

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### EBS Authenticator

[App page](https://appshunter.io/ios/app/ebs-authenticator/id1474044959)

This app enhances online banking security by providing an extra layer of authentication. It generates one-time activation codes to help prevent fraud and protect your accounts during login.

**Highlights:** Secure login for online banking, Strong Customer Authentication (SCA), Fraud prevention, One-time activation codes, Mobile device pairing

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MyIrishLife free?

MyIrishLife is free to download, with no in-app purchases.

### Is EBS Authenticator free?

EBS Authenticator is free to download, with no in-app purchases.

### Which has better reviews, MyIrishLife or EBS Authenticator?

MyIrishLife is rated higher. MyIrishLife averages 4.4 out of 5 from 73 ratings, while EBS Authenticator averages 1.6 from 5 ratings.

### Do MyIrishLife or EBS Authenticator have ads?

Neither MyIrishLife nor EBS Authenticator shows ads.

### Which is updated more often, MyIrishLife or EBS Authenticator?

MyIrishLife ships an update monthly, and EBS Authenticator every 2 months. Most recently, MyIrishLife was updated on September 23, 2026 and EBS Authenticator on July 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*