# Express Links Int Ltd vs Topratepay

The clearest difference is review sentiment: Express Links Int Ltd at 67% against Topratepay's 0%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Express Links Int Ltd ships an update every 10 months, Topratepay every 14 months. The most recent releases landed on October 29, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Express Links Int Ltd | Topratepay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **66.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 months** | Every 14 months |
| Monetization | Free | Free |
| Size | 87 MB | 40 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Express Links International Ltd](https://appshunter.io/developer/1473431547) | [Toprate Mutual Finance Limited](https://appshunter.io/developer/1721694755) |

## What reviewers say

### Express Links Int Ltd

[App page](https://appshunter.io/ios/app/express-links-int-ltd/id1473431548)

A reliable and cost-effective service for instant money transfers. It caters to individuals, small businesses, and charitable organizations, prioritizing secure transactions and building lasting client relationships.

**Highlights:** Instant money transfers, Cost-effective service, Secure transactions, Supports individuals and businesses, Builds lasting relationships

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Topratepay

[App page](https://appshunter.io/ios/app/topratepay/id6474469336)

Easily and securely send money to friends and family with this intuitive mobile app. Enjoy swift, reliable transactions with bank-level security and real-time notifications. Designed for simplicity, it accommodates various payment methods for a worry-free experience.

**Highlights:** Effortless money transfers, Instant transaction speed, Bank-level security encryption, Real-time transfer notifications, User-friendly interface, Multiple payment method support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Express Links Int Ltd free?

Express Links Int Ltd is free to download, with no in-app purchases.

### Is Topratepay free?

Topratepay is free to download, with no in-app purchases.

### Do Express Links Int Ltd or Topratepay have ads?

Neither Express Links Int Ltd nor Topratepay shows ads.

### Which is updated more often, Express Links Int Ltd or Topratepay?

Express Links Int Ltd ships an update every 10 months, and Topratepay every 14 months. Most recently, Express Links Int Ltd was updated on October 29, 2026 and Topratepay on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*