# M36 vs Wealth.ng

The clearest difference is rating: M36 at 4.0 against Wealth.ng's 3.5. M36 also leads on review sentiment (60% vs 33%). Wealth.ng's advantage is monetization model (free vs ad-supported) and iOS requirement (12.0 vs 16.3). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M36 holds the better App Store score, 4.0 against 3.5. Both are backed by a comparable volume of ratings — 7 and 12 respectively. Written reviews point the same way: 60% of M36's written reviews are positive against 33% of Wealth.ng's.

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on August 15, 2026 and August 27, 2026 respectively.

## The numbers

| Metric | M36 | Wealth.ng |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (7 ratings)](https://appshunter.io/ios/app/m36/id1473487545/reviews)** | [3.5 (12 ratings)](https://appshunter.io/ios/app/wealthng/id1484576276/reviews) |
| Number of ratings | 7 | **12** |
| Positive reviews | **60.0% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 210 MB | 55 MB |
| Requires iOS | 16.3 | **12.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Union Bank of Nigeria Plc](https://appshunter.io/developer/950990898) | [WealthTech Limited](https://appshunter.io/developer/1484576275) |

## What reviewers say

### M36

[App page](https://appshunter.io/ios/app/m36/id1473487545)

Manage your wealth and investments with personalized online products and services. Access loans, travel allowances, and estate planning. Offers a 24/7 digital concierge and investment advisors.

**Highlights:** Personalized investment products, Digital concierge service 24/7, Investment advisors, Loans and asset-backed financing, Estate planning services, Wealth management by invitation

**Features:** Vision Pro support

**In-app purchases:** none


### Wealth.ng

[App page](https://appshunter.io/ios/app/wealthng/id1484576276)

Invest in a variety of assets like bonds, stocks, and real estate through an intuitive platform. Simplify your investment journey with flexible payment and withdrawal options, all secured with bank-level protection.

**Highlights:** Invest in bonds, eurobonds, stocks, T-bills, Real estate and agriculture investments, Intuitive and easy-to-use platform, Flexible payment and withdrawal options, Bank-level security for funds and information, Multiple investment options on one platform

**In-app purchases:** none


## Frequently asked questions

### Is M36 free?

M36 is free to download, with no in-app purchases.

### Is Wealth.ng free?

Wealth.ng is free to download, with no in-app purchases.

### Which has better reviews, M36 or Wealth.ng?

M36 is rated higher. M36 averages 4.0 out of 5 from 7 ratings, while Wealth.ng averages 3.5 from 12 ratings.

### Do M36 or Wealth.ng have ads?

Neither M36 nor Wealth.ng shows ads.

### Which is updated more often, M36 or Wealth.ng?

M36 ships an update every 5 weeks, and Wealth.ng every 5 weeks. Most recently, M36 was updated on August 15, 2026 and Wealth.ng on August 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*