# M36 vs Fundall

The clearest difference is rating: Fundall at 4.4 against M36's 4.0. Fundall also leads on ratings volume (87 vs 7) and monetization model (free vs ad-supported). M36's advantage is review sentiment (60% vs 38%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Fundall holds the better App Store score, 4.4 against 4.0. That said, the two scores are not equally well evidenced: Fundall has 87 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 60% of M36's written reviews are positive against 38% of Fundall's, so the app with the better star average is not the one people write more warmly about.

M36 ships an update every 5 weeks, Fundall monthly. The most recent releases landed on October 12, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | M36 | Fundall |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (7 ratings)](https://appshunter.io/ios/app/m36/id1473487545/reviews) | **[4.4 (87 ratings)](https://appshunter.io/ios/app/fundall/id1545242036/reviews)** |
| Number of ratings | 7 | **87** |
| Positive reviews | **60.0% of reviews** | 37.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Ad-supported | **Free** |
| Size | 210 MB | 145 MB |
| Requires iOS | 16.3 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Union Bank of Nigeria Plc](https://appshunter.io/developer/950990898) | [Fundall Company Limited](https://appshunter.io/developer/1545242038) |

## What reviewers say

### M36

[App page](https://appshunter.io/ios/app/m36/id1473487545)

Manage your wealth and investments with personalized online products and services. Access loans, travel allowances, and estate planning. Offers a 24/7 digital concierge and investment advisors.

**Highlights:** Personalized investment products, Digital concierge service 24/7, Investment advisors, Loans and asset-backed financing, Estate planning services, Wealth management by invitation

**Features:** Vision Pro support

**In-app purchases:** none


### Fundall

[App page](https://appshunter.io/ios/app/fundall/id1545242036)

Manage, spend, and grow your money with a unified digital financial platform. Enjoy seamless transactions, earn interest on savings, and access investment products. This app simplifies your financial life by consolidating services and offering rewards.

**Highlights:** Earn interest on savings, Budgeting and spending tracker, Referral rewards, Zero-cost Fundaller to Fundaller transfers, Virtual dollar card for online payments, Save on spending, Accumulate reward points

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is M36 free?

M36 is free to download, with no in-app purchases.

### Is Fundall free?

Fundall is free to download, with no in-app purchases.

### Which has better reviews, M36 or Fundall?

Fundall is rated higher. M36 averages 4.0 out of 5 from 7 ratings, while Fundall averages 4.4 from 87 ratings.

### Do M36 or Fundall have ads?

Neither M36 nor Fundall shows ads.

### Which is updated more often, M36 or Fundall?

M36 ships an update every 5 weeks, and Fundall monthly. Most recently, M36 was updated on October 12, 2026 and Fundall on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*