# M36 vs Fortress MFB

The clearest difference is rating: M36 at 4.0 against Fortress MFB's 1.0. M36 also leads on ratings volume (7 vs 1). Fortress MFB's advantage is monetization model (free vs ad-supported) and iOS requirement (12.4 vs 16.3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M36 holds the better App Store score, 4.0 against 1.0. That said, the two scores are not equally well evidenced: M36 has 7 ratings behind it against 1, so its average is the more settled of the two.

M36 ships an update every 5 weeks, Fortress MFB every 2 months. The most recent releases landed on October 12, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | M36 | Fortress MFB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (7 ratings)](https://appshunter.io/ios/app/m36/id1473487545/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/fortress-mfb/id6444297811/reviews) |
| Number of ratings | **7** | 1 |
| Positive reviews | 60.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 210 MB | 21 MB |
| Requires iOS | 16.3 | **12.4** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Union Bank of Nigeria Plc](https://appshunter.io/developer/950990898) | [Fortress Microfinance Bank Limited](https://appshunter.io/developer/1653703344) |

## What reviewers say

### M36

[App page](https://appshunter.io/ios/app/m36/id1473487545)

Manage your wealth and investments with personalized online products and services. Access loans, travel allowances, and estate planning. Offers a 24/7 digital concierge and investment advisors.

**Highlights:** Personalized investment products, Digital concierge service 24/7, Investment advisors, Loans and asset-backed financing, Estate planning services, Wealth management by invitation

**Features:** Vision Pro support

**In-app purchases:** none


### Fortress MFB

[App page](https://appshunter.io/ios/app/fortress-mfb/id6444297811)

Access personal and business loans quickly. Explore savings and investment plans designed to transform your financial life.

**Highlights:** Personal loans, Business loans, Savings plans, Investment plans

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is M36 free?

M36 is free to download, with no in-app purchases.

### Is Fortress MFB free?

Fortress MFB is free to download, with no in-app purchases.

### Which has better reviews, M36 or Fortress MFB?

M36 is rated higher. M36 averages 4.0 out of 5 from 7 ratings, while Fortress MFB averages 1.0 from 1 ratings.

### Do M36 or Fortress MFB have ads?

Neither M36 nor Fortress MFB shows ads.

### Which is updated more often, M36 or Fortress MFB?

M36 ships an update every 5 weeks, and Fortress MFB every 2 months. Most recently, M36 was updated on October 12, 2026 and Fortress MFB on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*